Dulmar
Dukumeenti Buuxa, oo loogu talagalay deymaha aan samayn karin Jumbo aan hay'ad ahayn.Qadarka amaahda oo badan/DTI Sare/Sare LTV/ Guryo aan xadidnayn oo la maalgeliyay.
Nuxurka Barnaamijka
1) Ugu badnaanDTI 55%;
2) Ilaa $4M Lacagta Amaahda;
3) Ilaa 80% LTV;
4) Maya MI (Caymiska Amaahda);
5) 660 ama ka sareeya buundada buundada;
6) 6 bilood ama ka badan kayd;
7) Canshuur celinta 1-sano.
Waa maxay faraqa u dhexeeya Dukumentiga Buuxa ee aan-QM ahayn iyo barnaamijka u-qalmitaanka buuxa?
Guud ahaan, codsadayaasha badankoodu waxay codsan karaan amaahda caadiga ah ee Jumbo iyadoo ujeedadu tahay qadar sare oo amaah ah.Si kastaba ha ahaatee, waayo-aragnimadayada, barnaamijka Jumbo ee caadiga ah maaha mid sahlan in la xiro.
Si kastaba ha ahaatee, xaaladaha qaarkood, codsadayaashu uma qalmi karaan ama ma sii wadi karaan barnaamijka caadiga ah ee Jumbo, natiijadu waxay tahay inay samayn karaan oo kaliya alaab aan QM ahayn si ay u qanciyaan ujeedadooda, sida qadarka deynta sare / Lacag bixinta / LTV / credit credit, iwm.
Dukumeentiyada Dakhliga Buuxa ee aan-QM ahayn waxa ay heli karaan deymanayaasha leh deymaha jumbo iyo deymaha fulinaya ee ka dhacaya wax yar oo ka baxsan halbeegyada Amaahda La Shaqeeyo.Amaahda ku jirta barnaamijkan waa inaysan u qalmin iibinta Hay'ad Dawladeed.
Faa'iidooyinka Buuxa ee Doc
1. Qadarka amaahda oo ka sarreeya deynta wakaalada;
2. Saamiga sare ee DTI, xaddidaadyo hoose;
3. Looma baahna MI (Caymiska Amaahda);
4. Lacagta caddaanka ah waa la oggol yahay;
5. LTV ka sareeya deymaha wakaalada.
