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Xarunta Wax soo saarka

Faahfaahinta Alaabta

Waxbarashada macaamiishu waa tiir-dhexaadka hadafka AAA Deynta. Waxaan aaminsanahay in deyn-qaade xog-ogaal ah uu yahay deyn-qaade awood leh. Taasi waa sababta aan u wadno mayl dheerad ah si aan u bixinno agab waxbarasho iyo hagitaan si aan kaaga caawino inaad dhex gasho cakiran ee habka amaahda amaahda. Kooxdayadu waxay u heellan tahay inay ka jawaabaan su'aalahaaga, sharraxaadda qallafsanaanta heerka dulsaarka, fursadaha amaahda, iyo in ka badan, hubinta inaad samayso go'aanno xog-ogaal ah. Aqoontaada dhaqaale iyo kalsoonidaada ayaa muhiim noo ah.Dre Mortgage Broker,Ganacsiga Dallaalka Amaahda,Amaahiyeyaasha ugu sarreeya ee 2020, Mid ka mid ah wax-soo-saarkayada calanka ayaa ah alaabadayada amaahda ee 'Non-QM', waxaanan ku faanaynaa inaan hormuud u nahay qaybtan amaahinta. Waxaanu aad ugu takhasusay qaybtan, oo leh khibrad balaadhan iyo soo galitaanka suuqa hore, taas oo naga dhigaysa mid ku fiican fahamka iyo wax ka qabashada baahiyahaaga dhaqaale. U marista dariiqa yoolalkaaga maaliyadeed waxay noqonaysaa safar sahlan, oo la heli karo iyadoo AAA LEENDINGS ay garabkaaga taagan tahay. Nala arag awooda amaahda la habeeyey maanta, oo aan kaa caawino inaad gaadho himilooyinkaaga maaliyadeed.
Amaahda AAA AAA Amaah Aan Aan Dhaqan Lahayn - Amaah Jumbo (Lacagta Amaahda Sare) - Faahfaahinta Amaahda AAA:

Aan cinwaan lahayn-7

Dulmar

Xaddiga deynta sare ee xadka deynta caadiga ah ee wakaalada.

Faahfaahin

1) Ugu badnaan DTI 43%;
2) Ilaa $2M Lacag Amaah ah;
3) Ilaa 80% Max LTV;
4) 2-sano oo canshuur celin ah ayaa loo baahan yahay;
5) Maya MI (Caymiska Amaahda);
6) 720 ama ka badan buundooyinka credit;
7) 12 bilood ama ka badan kayd;
8) SFRs, 2-4 unug, PUDs, Condos;
9) Alaabta aan AUS ahayn.

Waa maxay Amaahda Jumbo?

Amaahda jumbo waa nooc ka mid ah maalgelinta ka sarreysa xadka ay dejisay Hay'adda Maaliyadda Guriyeynta Federaalka mana iibsan karaan, dammaanad qaadi karaan, ama ma damaanad qaadi karaan Fannie Mae ama Freddie Mac. Milkiilayaasha gurigu waa inay maraan shuruudo deyn oo ka adag kuwa codsanaya amaahda caadiga ah. Amaahda Jumbo waxay kuu ogolaanaysaa inaad iibsato hanti qaali ah. Amaahda jumbo ma taageerto Fannie Mae ama Freddie Mac.

Sidee loo qeexaa Amaahda Jumbo?

2022, FHFA waxay hagaajinaysaa xadka amaahda ee dhammaan noocyada amaahda, gaar ahaan Jumbo Loans. Fadlan tixraac ka hooseeya 2022 xadka deynta California, haddii lacagta dayntaadu ka badan tahay $970,800, waxaad ku habboon tahay amaahda Jumbo. Waxaad sidoo kale ka raadin kartaa xadka deynta 2022 ee gobollada kale.

2022 Xadka Amaahda Degmada California:

GOBOLKA

1-QOYSKA

2-QOYSKA

3-QOYSKA

4-QOYSKA

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

KA soo horjeeda XEEBTA

$970,800

$1,243,050

$1,502,475

$1,867,275

WAQOOYI

$647,200

$828,700

$1,001,650

$1,244,850

DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

Imperial

$647,200

$828,700

$1,001,650

$1,244,850

ADIGA

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

BOQORRADA

$647,200

$828,700

$1,001,650

$1,244,850

LAKE

$647,200

$828,700

$1,001,650

$1,244,850

Allow

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

LOOD

$647,200

$828,700

$1,001,650

$1,244,850

MARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

LACAGTA

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

ORANGE

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACEER

$675,050

$864,200

$1,044,600

$1,298,200

BAALAHA

$647,200

$828,700

$1,001,650

$1,244,850

WABIGA

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Saint Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN Diego

$879,750

$1,126,250

$1,361,350

$1,691,850

SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

MATAYOW

$970,800

$1,243,050

$1,502,475

$1,867,275

SAINT BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

Iskutallaabta Qudduuska ah

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Sawirada faahfaahinta alaabta:

- Amaahda AAA AAA Amaah Aan Aan Habsaamin - Amaahda Jumbo

Hagaha Alaabta La Xiriira:
Deynta AAA waxay ku faantaa ku lug lahaanshaha bulshada iyo mas'uuliyadda bulsho. Waxaan aaminsanahay in deyn-bixiye mas'uul ah ay ka dhigan tahay dib u soo celinta bulshooyinka aan u adeegno. Kooxdayadu waxay si firfircoon uga qaybqaataan dadaallada samafalka, taageeridda sababaha maxalliga ah, iyo kor u qaadida aqoonta maaliyadeed. Ma nihin oo kaliya ganacsiga bixinta amaahda; waxa aanu ku hawlanahay in aanu saamayn togan ku samayno nolosha macaamiisheena iyo bulshooyinka ay ugu yeedhaan guriga. - AAA Amaahda AAA Loan Aan Aan Lahayn - Jumbo Loan (Qaddarka Amaahda Sare) - AAA Amaahda , Badeecadu waxay siin doontaa adduunka oo dhan, sida: Indonesia, Paraguay, Czech Republic, Waxaan qaadnaa qiyaasta kharash kasta si loo gaaro asal ahaan qalabka ugu casrisan iyo hababka. Xiritaanka summada la magacaabay ayaa ah sifadeenna kala soocidda dheeraadka ah. Alaabta lagu xaqiijinayo sanadaha adeega dhib la'aanta ah ayaa soo jiitay macaamiil aad u badan. Xalka waxaa lagu heli karaa qaabab la hagaajiyay iyo noocyo kala duwan oo qani ah, waxaa loo abuuray si cilmiyaysan oo sahay cayriin ah oo kaliya. Waxay diyaar u tahay noocyo kala duwan oo nashqado iyo tilmaamo xulashadaada. Noocyadii ugu dambeeyay ayaa aad uga wanaagsan kuwii hore waxayna aad caan ugu yihiin rajooyin badan.
    • Halyeeyga warshadahan, waxaan dhihi karnaa shirkadu waxay noqon kartaa hormuudka warshadaha, dooro iyaga waa sax.
    5 XiddigahaWaxaa qoray Janice oo ka socota Monaco - 2017.11.11 11:41
    Waxaan dareensanahay inay fududahay inaan la shaqeyno shirkaddan, alaab-qeybiyaha ayaa mas'uul ka ah, mahadsanid. Waxaa jiri doona iskaashi qoto-dheer oo dheeraad ah.
    5 XiddigahaBy Betsy oo ka socota Qaahira - 2018.09.12 17:18

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