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Xarunta Wax soo saarka

Faahfaahinta Alaabta

In kasta oo amaah-bixiyeyaal badani ay xaddideen baaxaddooda, waxaan sii wadeynaa inaan ballaarinno joogitaankayaga gobollo kala duwan, annaga oo u adeegaya deymaha 45 gobol, oo ay ku jiraan qaar ka mid ah suuqyada ugu firfircoon sida California iyo Texas. Gaarsiintayada ballaaran waxay noo ogolaaneysaa inaan fahanno oo aan la qabsano nuucyada gobolka, hubinta in macaamiisheena ku nool gobolo kala duwan ay helaan taageero maxali ah iyadoo weli aan ka faa'iideysaneyno khibradeena dalka oo dhan.Habaynta Amaahda Degdega ah,Foomka Irs W-9,Macnaha Dallaalka Amaahda, Marka laga soo tago alaabada amaahda guryaha ee dhaqameed, waxaanu bixinaa xalal amaah ah oo kala duwan oo daboolaya baahiyaha macaamiisha gaarka ah. Alaabtayada amaahda ee 'Non-QM' waxaa loogu talagalay xaalado maaliyadeed oo aan caadi ahayn, taas oo naga dhigaysa bixiye bixiye amaah-bixiyeyaal ah oo aan ku habboonayn qaab-dhaqameedka. Waxaan aaminsanahay in qof walba uu jiro deyn deyn ah, iyo ikhtiyaarradayada amaahda ee gaarka ah waxay muujinayaan sida ay nooga go'an tahay ka mid noqoshada.
Amaahda AAA AAA Amaah Aan Aan Dhaqan Lahayn - Amaah Jumbo (Lacagta Amaahda Sare) - Faahfaahinta Amaahda AAA:

Aan cinwaan lahayn-7

Dulmar

Xaddiga deynta sare ee xadka deynta caadiga ah ee wakaalada.

Faahfaahin

1) Ugu badnaan DTI 43%;
2) Ilaa $2M Lacag Amaah ah;
3) Ilaa 80% Max LTV;
4) 2-sano oo canshuur celin ah ayaa loo baahan yahay;
5) Maya MI (Caymiska Amaahda);
6) 720 ama ka badan buundooyinka credit;
7) 12 bilood ama ka badan kayd;
8) SFRs, 2-4 unug, PUDs, Condos;
9) Alaabta aan AUS ahayn.

Waa maxay Amaahda Jumbo?

Amaahda jumbo waa nooc ka mid ah maalgelinta ka sarreysa xadka ay dejisay Hay'adda Maaliyadda Guriyeynta Federaalka mana iibsan karaan, dammaanad qaadi karaan, ama ma damaanad qaadi karaan Fannie Mae ama Freddie Mac. Milkiilayaasha gurigu waa inay maraan shuruudo deyn oo ka adag kuwa codsanaya amaahda caadiga ah. Amaahda Jumbo waxay kuu ogolaanaysaa inaad iibsato hanti qaali ah. Amaahda jumbo ma taageerto Fannie Mae ama Freddie Mac.

Sidee loo qeexaa Amaahda Jumbo?

2022, FHFA waxay hagaajinaysaa xadka amaahda ee dhammaan noocyada amaahda, gaar ahaan Jumbo Loans. Fadlan tixraac ka hooseeya 2022 xadka deynta California, haddii lacagta dayntaadu ka badan tahay $970,800, waxaad ku habboon tahay amaahda Jumbo. Waxaad sidoo kale ka raadin kartaa xadka deynta 2022 ee gobollada kale.

2022 Xadka Amaahda Degmada California:

GOBOLKA

1-QOYSKA

2-QOYSKA

3-QOYSKA

4-QOYSKA

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

KA soo horjeeda XEEBTA

$970,800

$1,243,050

$1,502,475

$1,867,275

WAQOOYI

$647,200

$828,700

$1,001,650

$1,244,850

DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

Imperial

$647,200

$828,700

$1,001,650

$1,244,850

ADIGA

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

BOQORRADA

$647,200

$828,700

$1,001,650

$1,244,850

LAKE

$647,200

$828,700

$1,001,650

$1,244,850

Allow

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

LOOD

$647,200

$828,700

$1,001,650

$1,244,850

MARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

LACAGTA

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

ORANGE

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACEER

$675,050

$864,200

$1,044,600

$1,298,200

BAALAHA

$647,200

$828,700

$1,001,650

$1,244,850

WABIGA

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Saint Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN Diego

$879,750

$1,126,250

$1,361,350

$1,691,850

SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

MATAYOW

$970,800

$1,243,050

$1,502,475

$1,867,275

SAINT BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

Iskutallaabta Qudduuska ah

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Sawirada faahfaahinta alaabta:

- Amaahda AAA AAA Amaah Aan Aan Habsaamin - Amaahda Jumbo

Hagaha Alaabta La Xiriira:
Qaar badan oo ka mid ah macaamiisheena, deyn-bixintu waa wax ka badan macaamil maaliyadeed oo keliya; waa horumar nololeed oo muhiim ah. Haddi aad tahay iibsade guri-guri markii ugu horeysay ama maalgeliyaha hantida ma-guurtada ah ee khibrada leh, waxaanu u wajahnaa codsi kasta daryeelka iyo taxadarka uu mudan yahay. Waxaan ku qaadaneynaa waqti aan ku fahamno yoolalkaaga iyo hamigaaga, anagoo hubinayna in amaahda amaahdaadu ay la socoto aragtidaada mustaqbalka. - Amaahda AAA AAA Aan-Adeegsaneyn Amaah - Jumbo Loan (Qaddarka Amaahda Sare) - AAA Amaahda , Wax soo saarka ayaa siin doona adduunka oo dhan, sida: Luxembourg, Amman, Algeria, Faa'iidooyinka Our waa hal-abuurnimo, dabacsanaan iyo isku halaynta kuwaas oo la dhisay intii lagu jiray 20 sano ee la soo dhaafay. Waxaan diirada saareynaa bixinta adeega macaamiisheena oo ah shay muhiim ah oo lagu xoojinayo xiriirkeena mudada fog. Helitaanka joogtada ah ee alaabooyinka heerkoodu sareeyo oo ay weheliso adeegeena iibka kahor iyo ka dibba waxay xaqiijisaa tartan xoogan suuqa caalamiga ah ee sii kordhaya.
    • Shirkaddu waxay u hoggaansantaa qandaraaska si adag, soo-saarayaal aad u sumcad leh, oo u qalma iskaashi muddo dheer ah.
    5 XiddigahaWaxaa qoray Gail oo ka yimid Manila - 2018.11.11 19:52
    Runtii aad ayaan ugu faraxsanahay inaan helno soo saaraha noocan oo kale ah oo hubinaya tayada badeecada isla markaana qiimuhu aad u jaban yahay.
    5 XiddigahaWaxaa qoray Carey oo ka yimid Kyrgyzstan - 2018.05.22 12:13

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