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Faahfaahinta Alaabta

Waxbarashada macaamiishu waa tiir-dhexaadka hadafka AAA Deynta. Waxaan aaminsanahay in deyn-qaade xog-ogaal ah uu yahay deyn-qaade awood leh. Taasi waa sababta aan u wadno mayl dheerad ah si aan u bixinno agab waxbarasho iyo hagitaan si aan kaaga caawino inaad dhex gasho cakiran ee habka amaahda amaahda. Kooxdayadu waxay u heellan tahay inay ka jawaabaan su'aalahaaga, sharraxaadda qallafsanaanta heerka dulsaarka, fursadaha amaahda, iyo in ka badan, hubinta inaad samayso go'aanno xog-ogaal ah. Aqoontaada dhaqaale iyo kalsoonidaada ayaa muhiim noo ah.Suuqgeynta Dallaalka Amaahda,Shirkadaha Amaahda Amaahda,Heerka Amaahda, Marka laga soo tago alaabada amaahda guryaha ee dhaqameed, waxaanu bixinaa xalal amaah ah oo kala duwan oo daboolaya baahiyaha macaamiisha gaarka ah. Alaabtayada amaahda ee 'Non-QM' waxaa loogu talagalay xaalado maaliyadeed oo aan caadi ahayn, taas oo naga dhigaysa bixiye bixiye amaah-bixiyeyaal ah oo aan ku habboonayn qaab-dhaqameedka. Waxaan aaminsanahay in qof walba uu jiro deyn deyn ah, iyo ikhtiyaarradayada amaahda ee gaarka ah waxay muujinayaan sida ay nooga go'an tahay ka mid noqoshada.
Amaahda AAA AAA Amaah Aan Aan Dhaqan Lahayn - Amaah Jumbo (Lacagta Amaahda Sare) - Faahfaahinta Amaahda AAA:

Aan cinwaan lahayn-7

Dulmar

Xaddiga deynta sare ee xadka deynta caadiga ah ee wakaalada.

Faahfaahin

1) Ugu badnaan DTI 43%;
2) Ilaa $2M Lacag Amaah ah;
3) Ilaa 80% Max LTV;
4) 2-sano oo canshuur celin ah ayaa loo baahan yahay;
5) Maya MI (Caymiska Amaahda);
6) 720 ama ka badan buundooyinka credit;
7) 12 bilood ama ka badan kayd;
8) SFRs, 2-4 unug, PUDs, Condos;
9) Alaabta aan AUS ahayn.

Waa maxay Amaahda Jumbo?

Amaahda jumbo waa nooc ka mid ah maalgelinta ka sarreysa xadka ay dejisay Hay'adda Maaliyadda Guriyeynta Federaalka mana iibsan karaan, dammaanad qaadi karaan, ama ma damaanad qaadi karaan Fannie Mae ama Freddie Mac. Milkiilayaasha gurigu waa inay maraan shuruudo deyn oo ka adag kuwa codsanaya amaahda caadiga ah. Amaahda Jumbo waxay kuu ogolaanaysaa inaad iibsato hanti qaali ah. Amaahda jumbo ma taageerto Fannie Mae ama Freddie Mac.

Sidee loo qeexaa Amaahda Jumbo?

2022, FHFA waxay hagaajinaysaa xadka amaahda ee dhammaan noocyada amaahda, gaar ahaan Jumbo Loans. Fadlan tixraac ka hooseeya 2022 xadka deynta California, haddii lacagta dayntaadu ka badan tahay $970,800, waxaad ku habboon tahay amaahda Jumbo. Waxaad sidoo kale ka raadin kartaa xadka deynta 2022 ee gobollada kale.

2022 Xadka Amaahda Degmada California:

GOBOLKA

1-QOYSKA

2-QOYSKA

3-QOYSKA

4-QOYSKA

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

KA soo horjeeda XEEBTA

$970,800

$1,243,050

$1,502,475

$1,867,275

WAQOOYI

$647,200

$828,700

$1,001,650

$1,244,850

DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

Imperial

$647,200

$828,700

$1,001,650

$1,244,850

ADIGA

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

BOQORRADA

$647,200

$828,700

$1,001,650

$1,244,850

LAKE

$647,200

$828,700

$1,001,650

$1,244,850

Allow

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

LOOD

$647,200

$828,700

$1,001,650

$1,244,850

MARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

LACAGTA

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

ORANGE

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACEER

$675,050

$864,200

$1,044,600

$1,298,200

BAALAHA

$647,200

$828,700

$1,001,650

$1,244,850

WABIGA

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Saint Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN Diego

$879,750

$1,126,250

$1,361,350

$1,691,850

SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

MATAYOW

$970,800

$1,243,050

$1,502,475

$1,867,275

SAINT BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

Iskutallaabta Qudduuska ah

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Sawirada faahfaahinta alaabta:

- Amaahda AAA AAA Amaah Aan Aan Habsaamin - Amaahda Jumbo

Hagaha Alaabta La Xiriira:
In kasta oo amaah-bixiyeyaal badani ay xaddideen baaxaddooda, waxaan sii wadeynaa inaan ballaarinno joogitaankayaga gobollo kala duwan, annaga oo u adeegaya deymaha 45 gobol, oo ay ku jiraan qaar ka mid ah suuqyada ugu firfircoon sida California iyo Texas. Gaarsiintayada ballaaran waxay noo ogolaaneysaa inaan fahanno oo aan la qabsano nuucyada gobolka, hubinta in macaamiisheena ku nool gobolo kala duwan ay helaan taageero maxali ah iyadoo weli aan ka faa'iideysaneyno khibradeena dalka oo dhan. - AAA Amaahda AAA Loan Aan Aan Lahayn - Jumbo Loan (Qaddarka Amaahda Sare) - AAA Amaahda , Badeecadu waxay siin doontaa adduunka oo dhan, sida: Bangladesh, Slovakia, Mexico, Waxaan aasaasnay ​​xiriir ganacsi oo muddo dheer ah, xasilloon oo wanaagsan oo leh shirkado badan iyo jumlaleyaal adduunka oo dhan ah. Hadda, waxaan rajeyneynaa xitaa iskaashi weyn oo lala yeesho macaamiisha dibadda iyadoo ku saleysan faa'iidooyinka labada dhinac. Fadlan waxaad xor u tahay inaad nala soo xiriirto faahfaahin dheeraad ah.
    • Farsamo heer sare ah, adeeg iib ka dib oo kaamil ah iyo hufnaan shaqo oo hufan, waxaan u maleyneynaa in tani ay tahay doorashadayada ugu fiican.
    5 XiddigahaWaxaa qoray Vanessa oo u dhalatay Chile - 2017.11.12 12:31
    Shiinaha, waxaan leenahay la-hawlgalayaal badan, shirkaddani waa tan ugu qanacsan annaga, tayada la isku halleyn karo iyo credit wanaagsan, waa mudan tahay in la qiimeeyo.
    5 XiddigahaWaxaa qoray Gill oo ka socota Liberia - 2017.11.01 17:04

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