- Amaahda AAA HELOC - AAA Faahfaahinta Amaahda:

Dulmar
Keliya & Piggyback.
Barnaamijka HELOC waa Khadka Sinaanta Guriga.
Tusmada + Margin. Muddada 30 Sano, 10 Sano I/O Muddada barbaradka oo ay ku xigto 20 Sano Amortization.
* Tusmada: Heerka amaahda amaahda ee Prime ayaa la sabbaysay suuqa.
Margin: Iyadoo ku xiran xaaladaha amaahda, Margin Min. 1%, go'an.
Heerka ugu sarreeya ee cimriga: 18%.
Dabaqa Qiimaha Nolosha: 2.5%.
Nuxurka Barnaamijka
1) Ma jiro Ciqaab Bixin Hordhac ah;
2) Wax Kharash Sannadeedka ah ma jiro;
3) Guriga Koowaad & Labaad waa u banaan yahay;
4) Max. HCLTV 85%;
5) Max. Lacagta Amaahda $350,000;
6) Min. FICO 680.
Tilmaamaha Dakhliga
★Piggybacks waxay raacaan shuruudaha ugu horreeya ee been-abuurka ah.
★Standalone: Lacag bixintii bil ee ugu dambaysay + sannadkii u dambeeyay W2.
★ Warqadaha cashuuraha ayaa loo baahan yahay marka la isticmaalayo xisaab celinta ujeedooyinka u qalmida.
Tilmaamaha Guud
Isha isku xirka Qiimaha Mortgage Prime:https://www.wsj.com/market-data/bonds/moneyrates
★Khidmada asalka ah ee ugu badan waa "Max Point & Fee 5%".
★ $1.5m ugu badnaan dammaanad la isku daray.
★ Heerka ugu sarreeya ee nolosha: 18% ama heerka ugu sarreeya ee gobolka iyo heerka nolosha dabaqa 2.5%.
★ Iibsigu waa mid aan xaq u lahayn .
★Samiga wax-iibsiga:1:3 (0.125 ayaa hoos u dhacay heerka, 0.375 qiimaha ilaa qiimaha. ugu badnaan wax-iibsiga 1.000% gudaha
heerka.)
★Labaad iibsi guri oo aan u qalmin hadda
(1) Ugu badnaan DTI 43% Xadka Amaahda $250,000
(2) Heerarka Xusuusin + 2% P&I in ka badan 30 sano dhimis sida heerka u-qalmitaanka.
(3)Hantida/Lacagaha la xidhi karo/La kaydinayo:
★Piggybacks: raac shuruudaha ugu horreeya ee been-abuurka.
★Sidalone: Xaqiijinta hantida looma baahna haddii dayn-qaaduhu uu helayo lacag caddaan ah (haddii kale bixi ugu yaraan hal bil bayaanada hantida dareeraha ah oo muujinaya lacag ku filan oo lagu xiro)
(4) Amaahda daahsoon:0x30x24
Sawirada faahfaahinta alaabta:
Hagaha Alaabta La Xiriira:
Ballanqaadkayaga ku aaddan daah-furnaanta ayaa ka baxsan marxaladaha hore ee habka amaahda guryaha. Waxaanu hubinaynaa inaad si cad u fahantay shuruudaha amaahdaada, oo ay ku jiraan heerka dulsaarka, khidmadaha, iyo kharashyada xidhitaanka. Ma jiraan wax la yaab leh maalinta xidhitaanka. Waxaa naga go'an inaan ku siino sharraxaad toos ah, oo bilaash ah, si aad si kalsooni leh ugu dhex socon karto dhinacyada maaliyadeed ee gurigaaga iibsashada ama dib-u-maalgelinta. – AAA Lendings HELOC – AAA Lendings , Alaabtu waxay siin doontaa adduunka oo dhan, sida: Oslo, Iran, Nigeria, Warshadeenu waxay dabooshaa aagga 12,000 mitir oo laba jibbaaran, waxayna leedahay shaqaale 200 oo qof, kuwaas oo ay ku jiraan 5 maamulayaasha farsamada. Waxaan ku takhasusnay wax soo saarka. Waxaan leenahay khibrad qani ah xagga dhoofinta. Ku soo dhawoow inaad nala soo xidhiidho, su'aashaadana waxa lagaga jawaabi doonaa sida ugu dhakhsaha badan.
By Madge oo ka socda Suriname - 2018.09.12 17:18 Bixinta waqtiga, fulinta adag ee qodobbada qandaraasyada alaabta, waxay la kulmeen duruufo gaar ah, laakiin sidoo kale si firfircoon u wadashaqeyn, shirkad la aamini karo!
Waxaa qoray Leona oo ka socda Madagascar - 2018.09.16 11:31 







