Jumlo - AAA Amaahda HELOC - AAA Amaah bixiyaha iyo maalgeliyaha

Faahfaahinta Alaabta

Ballanqaadkayaga xagga sareynta iyo u heellanaanta macaamiisheena ayaa nagu kallifay inaan ku ballaarinno hawlgalladayada 45 gobol, oo ay ku jiraan Arizona, California, Washington DC, Florida, Nevada, iyo Texas, iyo kuwo kale. Si kastaba ha ahaatee, guusheenna laguma qeexin tirooyin keliya. Dib u eegisyada togan ee aan la tirin karin iyo sumcadda xooggan ee afka-afka ah ee aannu kasbannay waxay markhaati ka yihiin kalsoonida iyo kalsoonida uu suuqu ina geliyey.Amaahiyaha tooska ah,Fidelity Bonds,Xiiso go'an, Marka laga soo tago alaabada amaahda guryaha ee dhaqameed, waxaanu bixinaa xalal amaah ah oo kala duwan oo daboolaya baahiyaha macaamiisha gaarka ah. Alaabtayada amaahda ee 'Non-QM' waxaa loogu talagalay xaalado maaliyadeed oo aan caadi ahayn, taas oo naga dhigaysa bixiye bixiye amaah-bixiyeyaal ah oo aan ku habboonayn qaab-dhaqameedka. Waxaan aaminsanahay in qof walba uu jiro deyn deyn ah, iyo ikhtiyaarradayada amaahda ee gaarka ah waxay muujinayaan sida ay nooga go'an tahay ka mid noqoshada.

- Amaahda AAA HELOC - AAA Faahfaahinta Amaahda:

Heloc

Dulmar

Keliya & Piggyback.

Barnaamijka HELOC waa Khadka Sinaanta Guriga.
Tusmada + Margin. Muddada 30 Sano, 10 Sano I/O Muddada barbaradka oo ay ku xigto 20 Sano Amortization.

* Tusmada: Heerka amaahda amaahda ee Prime ayaa la sabbaysay suuqa.
Margin: Iyadoo ku xiran xaaladaha amaahda, Margin Min. 1%, go'an.
Heerka ugu sarreeya ee cimriga: 18%.
Dabaqa Qiimaha Nolosha: 2.5%.

Nuxurka Barnaamijka

1) Ma jiro Ciqaab Bixin Hordhac ah;
2) Wax Kharash Sannadeedka ah ma jiro;
3) Guriga Koowaad & Labaad waa u banaan yahay;
4) Max. HCLTV 85%;
5) Max. Lacagta Amaahda $350,000;
6) Min. FICO 680.

Tilmaamaha Dakhliga

★Piggybacks waxay raacaan shuruudaha ugu horreeya ee been-abuurka ah.
★Standalone: Lacag bixintii bil ee ugu dambaysay + sannadkii u dambeeyay W2.
★ Warqadaha cashuuraha ayaa loo baahan yahay marka la isticmaalayo xisaab celinta ujeedooyinka u qalmida.

Tilmaamaha Guud

Isha isku xirka Qiimaha Mortgage Prime:https://www.wsj.com/market-data/bonds/moneyrates

★Khidmada asalka ah ee ugu badan waa "Max Point & Fee 5%".

★ $1.5m ugu badnaan dammaanad la isku daray.
★ Heerka ugu sarreeya ee nolosha: 18% ama heerka ugu sarreeya ee gobolka iyo heerka nolosha dabaqa 2.5%.
★ Iibsigu waa mid aan xaq u lahayn .
★Samiga wax-iibsiga:1:3 (0.125 ayaa hoos u dhacay heerka, 0.375 qiimaha ilaa qiimaha. ugu badnaan wax-iibsiga 1.000% gudaha
heerka.)
★Labaad iibsi guri oo aan u qalmin hadda

(1) Ugu badnaan DTI 43% Xadka Amaahda $250,000
(2) Heerarka Xusuusin + 2% P&I in ka badan 30 sano dhimis sida heerka u-qalmitaanka.
(3)Hantida/Lacagaha la xidhi karo/La kaydinayo:
★Piggybacks: raac shuruudaha ugu horreeya ee been-abuurka.
★Sidalone: Xaqiijinta hantida looma baahna haddii dayn-qaaduhu uu helayo lacag caddaan ah (haddii kale bixi ugu yaraan hal bil bayaanada hantida dareeraha ah oo muujinaya lacag ku filan oo lagu xiro)
(4) Amaahda daahsoon:0x30x24

Sawirada faahfaahinta alaabta:

Hagaha Alaabta La Xiriira:

Waxaan fahamsanahay in deyn-bixintu aysan ahayn kaliya macaamil maaliyadeed balse go'aan nololeed oo muhiim ah. Diiradayada aan saarno xudunta macmiilka waxay la macno tahay in aynaan tixgelin tirooyinka; Waxaan tixgelineynaa sheekadaada gaarka ah, hamigaaga, iyo yoolalka maaliyadeed. Khabiiradayada amaahda guryaha ayaa wakhti ku qaadata si ay u fahmaan safarkaaga shakhsi ahaaneed, iyaga oo hubinaya in aad hesho xal amaah ah oo ku habboon aragtidaada mustaqbalka. - AAA Lendings HELOC - AAA Lendings , Badeecadu waxay siin doontaa adduunka oo dhan, sida: Qatar, Libya, Eindhoven, Saamiyadayada ayaa lagu qiimeeyay 8 milyan oo doolar, waxaad ka heli kartaa qaybaha tartanka waqti gaaban gudaheed. Shirkaddayadu maaha oo kaliya lammaanahaaga ganacsiga, laakiin sidoo kale shirkadeena ayaa kaaliye u ah shirkadda soo socota.

-AAA Amaahda

Tayo wanaagsan, qiimo macquul ah, kala duwanaansho qani ah iyo adeeg iib ka dib oo qumman, waa wax fiican!
5 Xiddigaha

By Moira ka Las Vegas - 2017.09.22 11:32

Waxaa la dhihi karaa in tani ay tahay soo saaraha ugu fiican ee aan la kulannay Shiinaha ee warshadahan, waxaan dareemaynaa nasiib inaan la shaqeyno saaraha aad u fiican.
5 Xiddigaha

By Grace ka Denver - 2018.10.31 10:02