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Faahfaahinta Alaabta

Qaar badan oo ka mid ah macaamiisheena, deyn-bixintu waa wax ka badan macaamil maaliyadeed oo keliya; waa horumar nololeed oo muhiim ah. Haddi aad tahay iibsade guri-guri markii ugu horeysay ama maalgeliyaha hantida ma-guurtada ah ee khibrada leh, waxaanu u wajahnaa codsi kasta daryeelka iyo taxadarka uu mudan yahay. Waxaan ku qaadaneynaa waqti aan ku fahamno yoolalkaaga iyo hamigaaga, anagoo hubinayna in amaahda amaahdaadu ay la socoto aragtidaada mustaqbalka.Liiska Amaahiyaha Amaahda 2021,Amaahiyaha Amaahiyaha Minnesota,Dallaalka guryaha ee San Francisco, Waxaan aaminsanahay in lagu xoojinayo macaamiisheena iyada oo loo marayo aqoonta. Markay tahay AAA LENDINGS, waxaanu ku bixinaa agab badan iyo agab waxbarasho si aan u caddeeyo aduunka amaahda guryaha. Laga soo bilaabo maqaallada iyo hagayaasha mareegahayaga ilaa webinars macluumaad leh, waxaanu hubinaynaa inaad heli karto macluumaadka aad u baahan tahay si aad u gaadho go'aamo xog ogaal ah oo ku saabsan maalgelinta gurigaaga. Socdaalkaaga lahaanshaha guri waa inuu noqdaa mid kalsooni leh, waxaanan halkan u joognaa inaan bixinno aqoonta si aan taas uga dhigno mid dhab ah.
Amaahda AAA Jumbo Loan - AAA Faahfaahinta Amaahda:

JL0815

Dulmar

Qadarka amaahda ayaa ka badan xadka deynta ku habboon.

Nuxurka Barnaamijka

30 Sano go'an

1) Dakhliga kirada waxaa loo isticmaali karaa 2 sano oo khibrad ah oo uu leeyahay mulkiilaha;
2) Looma baahna Caymiska Amaahda;
3) Max. DTI 45%;
4) Max. LTV 85% iibsi & R/T; Max. LTV 75% ee C/O;
5) Tirada ugu badan ee guryaha la maalgeliyay: ① Aasaasiga ah - Ma xadidna, ② 2nd & Hanti Maalgashi - Ugu badnaan. 20;
6) Max. Lacagta Amaahda $3.0M;
7) Max. lacag caddaan ah oo dhan $500,000;
8) Min. 12 bilood oo kayd ah PITIA;
9) Min. FICO 680.

* Min. Qadarka amaahda:MaxXadka Amaahda Guud ee Fannie Mae +$1

10/6 ARM

1) Min. FICO 720;
2) Min. 12 bilood oo kayd ah PITIA;
3) Max. LTV 80%;
4) Max. Lacagta Amaahda $3.0M;
5) Max. Lacag Kaash ah $350,000;
6) 1-4 Cutubyo: Hoose;
7) 1 Cutub: 2aad guriga & hantida maalgashiga;
8) Iibka & R/T Refi & C/O Refi.

7/6 GACAN

1) Min. FICO 700;
2) Min. 6 bilood oo kayd ah PITIA;
3) Max. LTV 89.99%;
4) Max. Lacagta Amaahda $2.5M;
5) Max. Lacag Kaash ah $750,000;
6) 1 unug & 2 unug;
7) Hantida Guriga Hoose & 2aad;
8) Iibka & R/T Refi & C/O Refi.

Waa maxay Amaahda Jumbo?

Amaahda jumbo waa nooc ka mid ah maalgelinta ka sarreysa xadka ay dejisay Hay'adda Maaliyadda Guriyeynta Federaalka mana iibsan karaan, dammaanad qaadi karaan, ama ma damaanad qaadi karaan Fannie Mae ama Freddie Mac. Milkiilayaasha gurigu waa inay maraan shuruudo deyn oo ka adag kuwa codsanaya amaahda caadiga ah. Amaahda Jumbo waxay kuu ogolaanaysaa inaad iibsato guryo qaali ah. Amaahda jumbo ma taageerto Fannie Mae ama Freddie Mac.

2022, FHFA waxay hagaajinaysaa xadka amaahda ee dhammaan noocyada amaahda, gaar ahaan Jumbo Loans. Fadlan tixraac ka hooseeya 2022 xadka deynta California, haddii lacagta dayntaadu ka badan tahay $970,800, waxaad ku habboon tahay amaahda Jumbo.

 

2022 Xadka Amaahda ee Degmooyinka California

GOBOLKA

1-QOYSKA

2-QOYSKA

3-QOYSKA

4-QOYSKA

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

KA soo horjeeda XEEBTA

$970,800

$1,243,050

$1,502,475

$1,867,275

WAQOOYI

$647,200

$828,700

$1,001,650

$1,244,850

DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

Imperial

$647,200

$828,700

$1,001,650

$1,244,850

ADIGA

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

BOQORRADA

$647,200

$828,700

$1,001,650

$1,244,850

LAKE

$647,200

$828,700

$1,001,650

$1,244,850

Allow

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

LOOD

$647,200

$828,700

$1,001,650

$1,244,850

MARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

LACAGTA

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

ORANGE

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACEER

$675,050

$864,200

$1,044,600

$1,298,200

BAALAHA

$647,200

$828,700

$1,001,650

$1,244,850

WABIGA

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Saint Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN Diego

$879,750

$1,126,250

$1,361,350

$1,691,850

SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

MATAYOW

$970,800

$1,243,050

$1,502,475

$1,867,275

SAINT BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

Iskutallaabta Qudduuska ah

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Sawirada faahfaahinta alaabta:

- Amaahda AAA Jumbo Loan - Amaahda AAA ayaa faahfaahinaysa sawirro

Hagaha Alaabta La Xiriira:
Qaar badan oo ka mid ah macaamiisheena, deyn-bixintu waa wax ka badan macaamil maaliyadeed oo keliya; waa horumar nololeed oo muhiim ah. Haddi aad tahay iibsade guri-guri markii ugu horeysay ama maalgeliyaha hantida ma-guurtada ah ee khibrada leh, waxaanu u wajahnaa codsi kasta daryeelka iyo taxadarka uu mudan yahay. Waxaan ku qaadaneynaa waqti aan ku fahamno yoolalkaaga iyo hamigaaga, anagoo hubinayna in amaahda amaahdaadu ay la socoto aragtidaada mustaqbalka. - Amaahda AAA Jumbo Loan - AAA Amaahda , Alaabta ayaa siin doonta adduunka oo dhan, sida: Rwanda, Ecuador, kazan, Waxaan qaadaneynaa qalab wax soo saar sare leh iyo teknoloji, iyo qalab tijaabo ah oo qumman iyo hababka si loo hubiyo tayada alaabtayada. Iyada oo leh karti-xirfadeedkeena heerka sare ah, maamulka sayniska, kooxo aad u fiican, iyo adeeg fiiro gaar ah leh, badeecadayada waxaa doorbida macaamiisha gudaha iyo kuwa ajnabiga ah. Taageeradaada, waxaan dhisi doonaa berri ka wanaagsan!
    • Had iyo jeer waxaan aaminsanahay in tafaasiisha ay go'aamiso tayada wax soo saarka ee shirkadda, marka la eego, shirkadu waxay u hoggaansantaa shuruudahayada, alaabtuna waxay buuxisay filashadayada.
    5 XiddigahaBy Evangeline ka Kuwait - 2018.06.03 10:17
    Runtii aad ayaan ugu faraxsanahay inaan helno soo saaraha noocan oo kale ah oo hubinaya tayada badeecada isla markaana qiimuhu aad u jaban yahay.
    5 XiddigahaWaxaa qoray Audrey oo ka socda Amman - 2017.09.29 11:19

    la xidhiidhaAlaabooyinka

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