Jumbo - Amaahda AAA Jumbo Loan - AAA Amaah bixiyaha iyo maalgeliyaha

Faahfaahinta Alaabta

Ku-socoshada muuqaalka amaahda guryaha waxay noqon kartaa mid dhib badan, laakiin AAA Deynta ayaa fududaysa habka, taasoo ka dhigaysa mid mashquul ah oo aan walwal lahayn. Waxaan bixinaa nidaam aruurin dukumeenti cad oo kooban, taasoo kuu ogolaaneysa inaad si fudud ugu dhejiso waraaqaha loo baahan yahay internetka. Waxaan si aad ah ula soconaa in wakhtigaagu yahay mid qiimo leh, iyo samaynta habsocodka fududaynta, waxaanu kugu ilaalinaynaa inaad si firfircoon uga qayb qaadato oo aad maamusho safarkaaga amaahda guryaha.Xadka Amaahda Caadiga ah 2022,Dallaalka Amaahda Vs Bankeriyaha Amaahda,Shirkadda Amaahda Amaahda, Mid ka mid ah wax-soo-saarkayada calanka ayaa ah alaabadayada amaahda ee 'Non-QM', waxaanan ku faanaynaa inaan hormuud u nahay qaybtan amaahinta. Waxaanu aad ugu takhasusay qaybtan, oo leh khibrad balaadhan iyo soo galitaanka suuqa hore, taas oo naga dhigaysa mid ku fiican fahamka iyo wax ka qabashada baahiyahaaga dhaqaale. U marista dariiqa yoolalkaaga maaliyadeed waxay noqonaysaa safar sahlan, oo la heli karo iyadoo AAA LEENDINGS ay garabkaaga taagan tahay. Nala arag awooda amaahda la habeeyey maanta, oo aan kaa caawino inaad gaadho himilooyinkaaga maaliyadeed.

Amaahda AAA Jumbo Loan - AAA Faahfaahinta Amaahda:

JL0815

Dulmar

Qadarka amaahda ayaa ka badan xadka deynta ku habboon.

Nuxurka Barnaamijka

30/15 Sano go'an

1) Dakhliga kirada waxaa loo isticmaali karaa 2 sano oo khibrad ah oo uu leeyahay mulkiilaha;
2) Looma baahna Caymiska Amaahda;
3) Max. DTI 45%;
4) Max. LTV 85% iibsi & R/T; Max. LTV 75% ee C/O;
5) Tirada ugu badan ee guryaha la maalgeliyay: ① Aasaasiga ah - Ma xadidna, ② 2nd & Hanti Maalgashi - Ugu badnaan. 20;
6) Max. Lacagta Amaahda $3.0M;
7) Max. lacag caddaan ah oo dhan $500,000;
8) Min. 12 bilood oo kayd ah PITIA;
9) Min. FICO 680.

U Guuri Hadhaaga Sare Jumbo 10/6 ARM

Lacagta Amaahda Oo Ka Badan$726,200

* Qadarka amaahda ugu yaraan $1 in ka badan Wakaalada Waafaqaysa Cabirka Amaahda waa la Ogol yahay.

7/6 GACAN

1) Min. FICO 700;
2) Min. 6 bilood oo kayd ah PITIA;
3) Max. LTV 89.99%;
4) Max. Lacagta Amaahda $2.5M;
5) Max. Lacag Kaash ah $750,000;
6) 1 unug & 2 unug;
7) Hantida Guriga Hoose & 2aad;
8) Iibka & R/T Refi & C/O Refi.

Waa maxay Amaahda Jumbo?

Amaahda jumbo waa nooc ka mid ah maalgelinta ka sarreysa xadka ay dejisay Hay'adda Maaliyadda Guriyeynta Federaalka mana iibsan karaan, dammaanad qaadi karaan, ama ma damaanad qaadi karaan Fannie Mae ama Freddie Mac. Milkiilayaasha gurigu waa inay maraan shuruudo deyn oo ka adag kuwa codsanaya amaahda caadiga ah. Amaahda Jumbo waxay kuu ogolaanaysaa inaad iibsato guryo qaali ah. Amaahda jumbo ma taageerto Fannie Mae ama Freddie Mac.

2022, FHFA waxay hagaajinaysaa xadka amaahda ee dhammaan noocyada amaahda, gaar ahaan Jumbo Loans. Fadlan tixraac ka hooseeya 2022 xadka deynta California, haddii lacagta dayntaadu ka badan tahay $970,800, waxaad ku habboon tahay amaahda Jumbo.

2023 Xadka Amaahda ee Degmooyinka California

GOBOLKA	1-Cutubka Xadka	2-Xadka Cutubka	3-Xadka Cutubka	4-Xadka Cutubka
ALAMEDA	$1,089,300	$1,394,775	$1,685,850	$2,095,200
ALPINE	$726,200	$929,850	$1,123,900	$1,396,800
AMADOOR	$726,200	$929,850	$1,123,900	$1,396,800
BUTTE	$726,200	$929,850	$1,123,900	$1,396,800
CALAVERAS	$726,200	$929,850	$1,123,900	$1,396,800
COLUSA	$726,200	$929,850	$1,123,900	$1,396,800
KA soo horjeeda XEEBTA	$1,089,300	$1,394,775	$1,685,850	$2,095,200
WAQOOYI	$726,200	$929,850	$1,123,900	$1,396,800
DORADO	$763,600	$977,550	$1,181,650	$1,468,500
FRESNO	$726,200	$929,850	$1,123,900	$1,396,800
GLENN	$726,200	$929,850	$1,123,900	$1,396,800
HUMBOLDT	$726,200	$929,850	$1,123,900	$1,396,800
Imperial	$726,200	$929,850	$1,123,900	$1,396,800
ADIGA	$726,200	$929,850	$1,123,900	$1,396,800
KERN	$726,200	$929,850	$1,123,900	$1,396,800
BOQORRADA	$726,200	$929,850	$1,123,900	$1,396,800
LAKE	$726,200	$929,850	$1,123,900	$1,396,800
Allow	$726,200	$929,850	$1,123,900	$1,396,800
LOS ANGELES	$1,089,300	$1,394,775	$1,685,850	$2,095,200
LOOD	$726,200	$929,850	$1,123,900	$1,396,800
MARIN	$1,089,300	$1,394,775	$1,685,850	$2,095,200
MARIPOSA	$726,200	$929,850	$1,123,900	$1,396,800
MENDOCINO	$726,200	$929,850	$1,123,900	$1,396,800
MERCED	$726,200	$929,850	$1,123,900	$1,396,800
MODOC	$726,200	$929,850	$1,123,900	$1,396,800
MONO	$726,200	$929,850	$1,123,900	$1,396,800
LACAGTA	$915,400	$1,171,900	$1,416,550	$1,760,400
NAPA	$1,017,750	$1,302,900	$1,574,900	$1,957,250
NEVADA	$726,200	$929,850	$1,123,900	$1,396,800
ORANGE	$1,089,300	$1,394,775	$1,685,850	$2,095,200
PLACEER	$763,600	$977,550	$1,181,650	$1,468,500
BAALAHA	$726,200	$929,850	$1,123,900	$1,396,800
WABIGA	$726,200	$929,850	$1,123,900	$1,396,800
SACRAMENTO	$763,600	$977,550	$1,468,500	$1,468,500
Saint Benedict	$1,089,300	$1,394,775	$1,685,850	$2,095,200
SAN BERNARDINO	$726,200	$929,850	$1,123,900	$1,396,800
SAN Diego	$977,500	$1,251,400	$1,512,650	$1,879,850
SAN FRANCISCO	$1,089,300	$1,394,775	$1,685,850	$1,867,275
SAN JOAQUIN	$726,200	$929,850	$1,123,900	$1,396,800
SAN LUIS OBISPO	$911,950	$1,167,450	$1,411,200	$1,753,800
MATAYOW	$1,089,300	$1,394,775	$1,685,850	$2,095,200
SAINT BARBARA	$805,000	$1,030,550	$1,245,700	$1,548,100
SANTA CLARA	$1,089,300	$1,394,775	$1,685,850	$2,095,200
Iskutallaabta Qudduuska ah	$1,089,300	$1,394,775	$1,685,850	$2,095,200
SHASTA	$726,200	$929,850	$1,123,900	$1,396,800
SIERRA	$726,200	$929,850	$1,123,900	$1,396,800

Sawirada faahfaahinta alaabta:

Hagaha Alaabta La Xiriira:

Deynta AAA maaha kaliya amaah-bixiye; waxaanu nahay lamaanahaaga dhaqaale. Waxaan ku qaadaneynaa waqti aan ku dhageysanno yoolalkaaga maaliyadeed iyo himilooyinkaaga, anagoo bixinayna hagitaan ka baxsan habka codsiga. Ballanqaadkayaga ku aaddan samaqabkaaga maaliyadeed waxa uu dhaafsiisan yahay xiritaanka heshiiska, waxaana u heellannahay inaan kaa caawinno inaad gaarto hadafyadaada fog, hadday tahay lahaanshaha guriga, maalgashiga hantida maguurtada ah, ama xoojinta deynta. - AAA Lendings Jumbo Loan - AAA Amaahda , Alaabta ayaa siin doona adduunka oo dhan, sida: Thailand, Bangalore, Zimbabwe, Waxaan aad mas'uul ka ah dhammaan faahfaahinta ku saabsan macaamiisha our dalban iyadoo aan loo eegayn tayada damaanad, qiimaha ku qanacsan, gaarsiinta degdeg ah, on isgaarsiinta waqtiga, xirxiro ku qanacsan, shuruudaha bixinta fudud, shuruudaha shixnadda ugu fiican, ka dib adeegga iibka iwm Waxaan bixinaa hal-joojin si ay macaamiisha our ugu kalsoonaan karo. Waxaan si adag ula shaqeynaa macaamiisheena, asxaabtayada, shaqaalaha si aan u samayno mustaqbal wanaagsan.

-AAA Amaahda

Runtii aad bay u nasiib badan tahay in la helo soo saaraha xirfadle iyo mas'uul ka ah, tayada alaabadu waa wanaagsan tahay iyo keenista waqtigeeda, aad u fiican.
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