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Faahfaahinta Alaabta

Ballanqaadkayaga ku aaddan daah-furnaanta ayaa ka baxsan marxaladaha hore ee habka amaahda guryaha. Waxaanu hubinaynaa inaad si cad u fahantay shuruudaha amaahdaada, oo ay ku jiraan heerka dulsaarka, khidmadaha, iyo kharashyada xidhitaanka. Ma jiraan wax la yaab leh maalinta xidhitaanka. Waxaa naga go'an inaan ku siino sharraxaad toos ah, oo bilaash ah, si aad si kalsooni leh ugu dhex socon karto dhinacyada maaliyadeed ee gurigaaga iibsashada ama dib-u-maalgelinta.Gobolka Shatiga u haysta,Amaahda Ardayga,Amaahiyaha ugu Fiican California, Markay tahay AAA LEENDINGS, sida ay nooga go'an tahay heerka sare waxay ku fidsan tahay kooxdayada. Waxaan ku faraxsanahay in aan haysano koox xirfadlayaal ah oo u go'an oo khabiir ku ah warshadaha amaahda guryaha. Saraakiishayada amaahda maaha kaliya khabiiro; waa xulafo. Waxay halkan u joogaan inay kugu hagaan habka amaahda oo dhan, min codsi ilaa xidhidh. Waxaan ku hanweynahay khibradda kooxdayada, anagoo hubinayna inaad hesho adeegga iyo taageerada heerka ugu sarreeya.
Amaahda AAA Jumbo Loan - AAA Faahfaahinta Amaahda:

JL0815

Dulmar

Qadarka amaahda ayaa ka badan xadka deynta ku habboon.

Nuxurka Barnaamijka

30 Sano go'an

1) Dakhliga kirada waxaa loo isticmaali karaa 2 sano oo khibrad ah oo uu leeyahay mulkiilaha;
2) Looma baahna Caymiska Amaahda;
3) Max. DTI 45%;
4) Max. LTV 85% iibsi & R/T; Max. LTV 75% ee C/O;
5) Tirada ugu badan ee guryaha la maalgeliyay: ① Aasaasiga ah - Ma xadidna, ② 2nd & Hanti Maalgashi - Ugu badnaan. 20;
6) Max. Lacagta Amaahda $3.0M;
7) Max. lacag caddaan ah oo dhan $500,000;
8) Min. 12 bilood oo kayd ah PITIA;
9) Min. FICO 680.

* Min. Qadarka amaahda:MaxXadka Amaahda Guud ee Fannie Mae +$1

10/6 ARM

1) Min. FICO 720;
2) Min. 12 bilood oo kayd ah PITIA;
3) Max. LTV 80%;
4) Max. Lacagta Amaahda $3.0M;
5) Max. Lacag Kaash ah $350,000;
6) 1-4 Cutubyo: Hoose;
7) 1 Cutub: 2aad guriga & hantida maalgashiga;
8) Iibka & R/T Refi & C/O Refi.

7/6 GACAN

1) Min. FICO 700;
2) Min. 6 bilood oo kayd ah PITIA;
3) Max. LTV 89.99%;
4) Max. Lacagta Amaahda $2.5M;
5) Max. Lacag Kaash ah $750,000;
6) 1 unug & 2 unug;
7) Hantida Guriga Hoose & 2aad;
8) Iibka & R/T Refi & C/O Refi.

Waa maxay Amaahda Jumbo?

Amaahda jumbo waa nooc ka mid ah maalgelinta ka sarreysa xadka ay dejisay Hay'adda Maaliyadda Guriyeynta Federaalka mana iibsan karaan, dammaanad qaadi karaan, ama ma damaanad qaadi karaan Fannie Mae ama Freddie Mac. Milkiilayaasha gurigu waa inay maraan shuruudo deyn oo ka adag kuwa codsanaya amaahda caadiga ah. Amaahda Jumbo waxay kuu ogolaanaysaa inaad iibsato guryo qaali ah. Amaahda jumbo ma taageerto Fannie Mae ama Freddie Mac.

2022, FHFA waxay hagaajinaysaa xadka amaahda ee dhammaan noocyada amaahda, gaar ahaan Jumbo Loans. Fadlan tixraac ka hooseeya 2022 xadka deynta California, haddii lacagta dayntaadu ka badan tahay $970,800, waxaad ku habboon tahay amaahda Jumbo.

 

2022 Xadka Amaahda ee Degmooyinka California

GOBOLKA

1-QOYSKA

2-QOYSKA

3-QOYSKA

4-QOYSKA

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

KA soo horjeeda XEEBTA

$970,800

$1,243,050

$1,502,475

$1,867,275

WAQOOYI

$647,200

$828,700

$1,001,650

$1,244,850

DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

Imperial

$647,200

$828,700

$1,001,650

$1,244,850

ADIGA

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

BOQORRADA

$647,200

$828,700

$1,001,650

$1,244,850

LAKE

$647,200

$828,700

$1,001,650

$1,244,850

Allow

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

LOOD

$647,200

$828,700

$1,001,650

$1,244,850

MARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

LACAGTA

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

ORANGE

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACEER

$675,050

$864,200

$1,044,600

$1,298,200

BAALAHA

$647,200

$828,700

$1,001,650

$1,244,850

WABIGA

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Saint Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN Diego

$879,750

$1,126,250

$1,361,350

$1,691,850

SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

MATAYOW

$970,800

$1,243,050

$1,502,475

$1,867,275

SAINT BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

Iskutallaabta Qudduuska ah

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Sawirada faahfaahinta alaabta:

- Amaahda AAA Jumbo Loan - Amaahda AAA ayaa faahfaahinaysa sawirro

Hagaha Alaabta La Xiriira:
Waxaan fahamsanahay in deyn-bixintu aysan ahayn kaliya macaamil maaliyadeed balse go'aan nololeed oo muhiim ah. Diiradayada aan saarno xudunta macmiilka waxay la macno tahay in aynaan tixgelin tirooyinka; Waxaan tixgelineynaa sheekadaada gaarka ah, hamigaaga, iyo yoolalka maaliyadeed. Khabiiradayada amaahda guryaha ayaa wakhti ku qaadata si ay u fahmaan safarkaaga shakhsi ahaaneed, iyaga oo hubinaya in aad hesho xal amaah ah oo ku habboon aragtidaada mustaqbalka. - AAA Lendings Jumbo Loan - AAA Amaahda , Alaabta ayaa siin doona adduunka oo dhan, sida: Filibiin, Munich, Liverpool, Hadafkayagu waa in la bixiyo si joogto ah qiimaha sare macaamiisha our iyo macaamiishooda. Ballanqaadkani waxa uu saameeyaa wax kasta oo aanu samayno, isaga oo nagu kaxaynaya in aanu si joogto ah u horumarino oo aanu u wanaajino alaabadayada iyo hababka aan u buuxino baahiyahaaga.
    • Shirkadani waxa ay haysataa fursado badan oo diyaarsan oo ay ku dooran karto waxa kale oo ay u habayn kartaa barnaamij cusub iyada oo loo eegayo baahidayada, taas oo aad u fiican in la daboolo baahiyaheena.
    5 XiddigahaWaxaa qoray Denise oo ka yimid Slovenia - 2017.06.25 12:48
    Alaab-qeybiyuhu wuxuu u hoggaansamaa aragtida tayada aasaasiga ah, aamina midka ugu horreeya iyo maamulka sare si ay u hubiyaan tayada badeecada la isku halayn karo iyo macaamiisha deggan.
    5 XiddigahaWaxaa qoray Leona oo u dhalatay Kuuriyada Koonfureed - 2017.09.09 10:18

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