- Amaahda AAA Aan-QM Si Fudud U Qalmin Hantida Kaliya - ATR-In-Full - Faahfaahin Amaahiyaha AAA:

Dulmar
Barnaamijka hantida caanka ah. Amaahiyuhu wuxuu leeyahay hanti cayiman, kaas oo dabooli kara qiimaha wax iibsiga ama qaddarka amaahda iyo kharashka xidhitaanka. Looma baahna macluumaad shaqo; Maya DTI.
Nuxurka Barnaamijka
1) Ilaa 75% LTV;
2) Ilaa $4M oo dayn ah;
3) Deganaanshaha aasaasiga ah oo keliya;
4) Ma xadidna tirada guryaha la maalgeliyay;
5) Ugu yaraan 6 bilood oo kayd ah lacagta amaahiyaha
Waa maxay ATR-In-Full?
Barnaamijka ATR-In-Full sidoo kale waa barnaamij hanti, kaas oo u qalma hantida kaliya.
Ma xisaabin doono DTI codsadayaasha u qalma iyagoo caddaynaya Hantida kaliya ("ATR-In-Full"). Barnaamijkan, waxa aad kaga tagi kartaa qaybta dakhliga meel banaan codsiga amaahda maadaama aanay khusayn barnaamijkan.
U qalmida
Hoos waxaa ah hababka xisaabinta:
Amaahda gadashada, wadarta hantida la oggol yahay waa inay u dhigma qiimaha iibka iyo dhammaan kharashyada xidhitaanka.
Hanti >> Qiimaha iibka + dhammaan kharashyada xidhitaanka
Amaahda dib-u-maalgelinta, wadarta hantida la oggol yahay waa in ay la mid noqoto qaddarka amaahda oo dhan iyo kharashyada xidhitaanka.
Hanti >= Qadarka amaahda + kharashka xidhitaanka
Hoos ka eeg shuruudaha u-qalmitaanka, waxaad tixraaci kartaa hababka xisaabinta si aad u aragto haddii aad u qalmi karto marka hore ka hor inta aanad amaahin ka dalban amaah-bixiyeyaasha:
Dhacdada 1: Qiimaha iibka iyo kharashaadka xidhitaanka = $768,500. Hantida la heli karo = $700,000 (keyd) lagu daray $45,000 (50% IRA) = $748,000. Gaaban $20,500. Haddii deyn bixiyuhu yahay 59.5 ama ka weyn, hantida u qalma waxay noqon doontaa $700,000 + $54,000 (60% IRA) = $754,000 iyo gaaban $14,500.
Dhacdada 2: Qadarka amaahda iyo kharashyada xidhitaanka = $518,500. Hantida la heli karo = $370,000 (keyd) + $100,000 (50% IRA) = $470,000. Gaaban $48,500. Haddii deyn bixiyuhu yahay 59.5 ama ka weyn, hantida u qalanta = $370,000 + $120,000 (60% IRA) = $490,000 iyo gaaban $28,500.
Hantida Mudan
Lacag caddaan ah, kaydka, curaarta iyo hantida dareeraha ah ee shakhsi ahaaneed ( hanti ma leh ) = 100%.
Xisaabaadka hawlgabka = 50% haddii 59 ama ka yar tahay iyo 60% haddii ay ka weyn yihiin.
Ma jiro lacag ganacsi
Sawirada faahfaahinta alaabta:
Hagaha Alaabta La Xiriira:
In kasta oo amaah-bixiyeyaal badani ay xaddideen baaxaddooda, waxaan sii wadeynaa inaan ballaarinno joogitaankayaga gobollo kala duwan, annaga oo u adeegaya deymaha 45 gobol, oo ay ku jiraan qaar ka mid ah suuqyada ugu firfircoon sida California iyo Texas. Gaarsiintayada ballaaran waxay noo ogolaaneysaa inaan fahanno oo aan la qabsano nuucyada gobolka, hubinta in macaamiisheena ku nool gobolo kala duwan ay helaan taageero maxali ah iyadoo weli aan ka faa'iideysaneyno khibradeena dalka oo dhan. - AAA Amaahda Aan-QM Si Fudud Hantida U Qalma ikhtiyaarka kaliya - ATR-In-Full - AAA Amaahda , Badeecadu waxay siin doontaa adduunka oo dhan, sida: Mauritius, Bahamas, Honduras, Abuur Qiimaha, Adeegga Macmiilka! waa ujeeddada aan daba galno. Waxaan si dhab ah u rajaynaynaa in dhammaan macaamiishu ay nala samayn doonaan iskaashi muddo dheer oo faa'iido leh. Haddii aad rabto inaad hesho faahfaahin dheeraad ah oo ku saabsan shirkadeena, Fadlan nala soo xiriir hadda!
Waxaa qoray Claire oo u dhalatay Brazil - 2018.09.29 17:23 Alaab-qeybiyuhu wuxuu u hoggaansamaa aragtida tayada aasaasiga ah, aamina midka ugu horreeya iyo maamulka sare si ay u hubiyaan tayada badeecada la isku halayn karo iyo macaamiisha deggan.
By Hedy oo ka socda Croatia - 2018.06.09 12:42 






