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Faahfaahinta Alaabta

Ballanqaadkayaga xagga sareynta iyo u heellanaanta macaamiisheena ayaa nagu kallifay inaan ku ballaarinno hawlgalladayada 45 gobol, oo ay ku jiraan Arizona, California, Washington DC, Florida, Nevada, iyo Texas, iyo kuwo kale. Si kastaba ha ahaatee, guusheenna laguma qeexin tirooyin keliya. Dib u eegisyada togan ee aan la tirin karin iyo sumcadda xooggan ee afka-afka ah ee aannu kasbannay waxay markhaati ka yihiin kalsoonida iyo kalsoonida uu suuqu ina geliyey.Qiimaynta Amaahiyaha Amaahda 2020,Barnaamijka Waxyeelaynta Hantida,Faa'iidada raasumaalka, Markay tahay AAA LENDINGS, waxaanu ku shaqaynaa rumaysnaan adag oo ah in 'Loan' aan macquul ahayn.' Caqiidadani waa awooda ka danbeysa hawlgaladeena, waxayna ka kooban tahay hal-ku-dhiggeena, Awooda Caawinta, Had iyo jeer. Waxay koobaysaa nuxurka dhabta ah ee summadayada AAA. Waxaan aqoonsannahay in macaamiisha kala duwan iyo xaaladaha amaahinta kala duwan ay u baahan yihiin xalal gaar ah, waxaanan si buuxda ugu diyaargarownay inaan bixinno.
- Amaahda AAA Aan-QM Si Fudud U Qalmin Hantida Kaliya - ATR-In-Full - Faahfaahin Amaahiyaha AAA:

Aan citiraaf lahayn-9

Dulmar

Barnaamijka hantida caanka ah. Amaahiyaha wuxuu leeyahay lacag gaar ah, taas oo dabooli karta qiimaha iibka ama qadarka deynta iyo kharashka xidhitaanka. Ma jiro macluumaad shaqo; Maya DTI.

Faahfaahin

1) Ilaa 75% LTV;
2) Ilaa $4M oo dayn ah;
3) Deganaanshaha aasaasiga ah oo keliya;
4) Ma xadidna tirada guryaha la maalgeliyay;
5) Ugu yaraan kayd 6-bilood ah oo laga helo lacagaha amaahiyaha gaarka ah.

Waa maxay barnaamijkani?

Barnaamijka ATR-In-Full sidoo kale waa barnaamij hanti ah, kaas oo u qalma hantida kaliya. Doorasho wanaagsan oo ah deymaha aan-QM.
Amaahda AAA ma xisaabin doonto DTI codsadayaasha u qalma iyagoo caddaynaya Hantida kaliya ("ATR-In-Full"). Farsamo ahaan, dakhli kasta ama shaqo kasta oo ku qoran arjiga waxa loo arki doonaa mid ka sarraysa kuwa hoos ku qoran oo, beddelka ahaan, waxaa laga yaabaa in laga tago madhan. Haddii shaqada iyo dakhliga lagu matalo arji, DTI waa inaan la xisaabin

Sidee ku ogaan kartaa haddii aad barnaamijkan hanti u-qalan karto?

Hoos waxaa ah hababka xisaabinta:
Amaahda gadashada, wadarta hantida la oggol yahay waa inay u dhigma qiimaha iibka iyo dhammaan kharashyada xidhitaanka.
Hanti >> Qiimaha iibka + dhammaan kharashyada xidhitaanka
Amaahda dib-u-maalgelinta, wadarta hantida la oggol yahay waa inay la mid tahay qaddarka amaahda oo dhan iyo kharashyada xidhitaanka.
Hanti >= Qadarka amaahda + kharashka xidhitaanka

Hoos ka eeg shuruudaha u-qalmitaanka, waxaad tixraaci kartaa hababka xisaabinta si aad u aragto haddii aad u qalmi karto marka hore ka hor inta aanad amaahin ka dalban amaah-bixiyeyaasha:

Dhacdada 1: Qiimaha iibka iyo kharashaadka xidhitaanka = $768,500. Hantida la heli karo = $700,000 (keyd) lagu daray $45,000 (50% IRA) = $748,000. Gaaban $20,500. Haddii deyn bixiyuhu yahay 59.5 ama ka weyn, hantida u qalma waxay noqon doontaa $700,000 + $54,000 (60% IRA) = $754,000 iyo gaaban $14,500.
 
Dhacdada 2: Qadarka amaahda iyo kharashyada xidhitaanka = $518,500. Hantida la heli karo = $370,000 (keyd) + $100,000 (50% IRA) = $470,000. Gaaban $48,500. Haddii 59.5 ama ka weyn yahay, hantida u qalanta = $370,000 + $120,000 (60% IRA) = $490,000 iyo gaaban $28,500.

Waa maxay hantida u banaan barnaamijkan?

Lacag caddaan ah, kaydka, curaarta iyo hantida dareeraha ah ee gaarka ah ( malaha hanti ) = 100%
Xisaabaadka hawlgabka = 50% haddii 59 ama ka yar tahay iyo 60% haddii ay ka weyn yihiin
Ma jiro lacag ganacsi

Waa maxay faa'iidooyinka?

Min. Kaydadka 6 bilood

Sawirada faahfaahinta alaabta:

- Amaahda AAA Aan-QM Si Fudud U Qalmin Hantida Kaliya - ATR-In-Full - Amaahinta AAA oo faahfaahsan sawirro

Hagaha Alaabta La Xiriira:
Waqtigaagu waa qaali, waana ixtiraameynaa taas. Haddaanu nahay AAA LENDINGS, waxa naga go'an inaanu hagaajino nidaamka amaahda guryaha si aanu kuu badbaadino wakhti iyo dadaal. Codsigayaga khadka tooska ah waa isticmaale-saaxiibtinimo waxaana loo qaabeeyey adiga oo ku habboonaantaada maskaxda ku haya. Codsiga waxaad ku buuxin kartaa xawaarahaaga, adigoo jooga gurigaaga ama xafiiskaaga. Waan ognahay in aad leedahay nolol mashquul ah, waxaana hiigsaneynaa in aan ka dhigno habka amaahda guryaha mid wax ku ool ah, hufan, oo waqti badbaadiya. - AAA Lendings Non-QM Si fudud u Qalma Hantida kaliya ee ikhtiyaarka ah - ATR-In-Full - AAA Amaahda , Alaabta ayaa siin doonta adduunka oo dhan, sida: Cancun, Cologne, Stuttgart, We care about every steps of our services, from factory selection, product development & design, price gorgortanka, kormeerka, dhoofinta si aftermarket. Hadda waxaan hirgelinay nidaam adag oo tayo leh oo tayo leh, kaas oo hubinaya in badeecad kastaa ay buuxin karto shuruudaha tayada macaamiisha. Ka sokow, dhammaan xalalkayaga si adag ayaa loo kormeeray ka hor intaan la dhoofin. Guushaada, Ammaantayada: Ujeeddadeennu waa inaan ka caawinno macaamiisha inay gartaan yoolkooda. Waxaan wadnaa dadaallo badan si aan u gaarno xaaladdan guul-guul, waxaanan si kal iyo laab ah kuugu soo dhawaynaynaa inaad nagu soo biirto.
    • Waxaan nahay saaxiibo hore, tayada wax soo saarka shirkadu mar walba aad ayay u wanagsan tahay markan qiimuhu sidoo kale aad buu jaban yahay.
    5 XiddigahaWaxaa qoray Federico Michael Di Marco oo ka yimid Nairobi - 2017.12.19 11:10
    Waxaan ku hawlanahay warshadahan sanado badan, waxaan u mahadcelineynaa dabeecadda shaqada iyo awoodda wax soo saarka ee shirkadda, tani waa soo saaraha sumcad iyo xirfad leh.
    5 XiddigahaWaxaa qoray Emma oo ka timid London - 2018.06.28 19:27

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