Jumlo - Amaahnaha AAA Aan-QM Si Fudud U Qalmin Hantida Kaliya - ATR-In-Full - Amaahiyaha AAA iyo Maalgeliyaha

Faahfaahinta Alaabta

Ballanqaadkayaga xagga sareynta iyo u heellanaanta macaamiisheena ayaa nagu kallifay inaan ku ballaarinno hawlgalladayada 45 gobol, oo ay ku jiraan Arizona, California, Washington DC, Florida, Nevada, iyo Texas, iyo kuwo kale. Si kastaba ha ahaatee, guusheenna laguma qeexin tirooyin keliya. Dib u eegisyada togan ee aan la tirin karin iyo sumcadda xooggan ee afka-afka ah ee aannu kasbannay waxay markhaati ka yihiin kalsoonida iyo kalsoonida uu suuqu ina geliyey.Xisaabiyaha Amaahda Amaahda,Dallaalka guryaha ee Gold Coast,Amaahiyaha tooska ah, Sida lammaanahaaga amaahda guryaha, waxaanu bixinaa wax ka badan amaah; waxaanu bixinaa bulsho. AAA LENDINGS waxay u heellan tahay abuurista dareenka lahaanshaha macaamiisheena. Madalkeena online-ka ah waxa ay leedahay goleyaal iyo doodo aad kula xidhiidhi karto dayn-qaadayaasha, khibradaha wadaaga, oo aad talo ka raadsan karto. Habkan ay bulshadu wadato waxa uu kobciyaa jawi soo jiidasho leh halkaas oo aad ka heli karto taageero, aragtiyo, iyo dhiirigelin markaad u socoto dariiqa lahaanshaha guriga.

- Amaahda AAA Aan-QM Si Fudud U Qalmin Hantida Kaliya - ATR-In-Full - Faahfaahin Amaahiyaha AAA:

Aan citiraaf lahayn-9

Dulmar

Barnaamijka hantida caanka ah. Amaahiyaha wuxuu leeyahay lacag gaar ah, taas oo dabooli karta qiimaha iibka ama qadarka deynta iyo kharashka xidhitaanka. Ma jiro macluumaad shaqo; Maya DTI.

Faahfaahin

1) Ilaa 75% LTV;
2) Ilaa $4M oo dayn ah;
3) Deganaanshaha aasaasiga ah oo keliya;
4) Ma xadidna tirada guryaha la maalgeliyay;
5) Ugu yaraan kayd 6-bilood ah oo laga helo lacagaha amaahiyaha gaarka ah.

Waa maxay barnaamijkani?

Barnaamijka ATR-In-Full sidoo kale waa barnaamij hanti ah, kaas oo u qalma hantida kaliya. Doorasho wanaagsan oo ah deymaha aan-QM.
Amaahda AAA ma xisaabin doonto DTI codsadayaasha u qalma iyagoo caddaynaya Hantida kaliya ("ATR-In-Full"). Farsamo ahaan, dakhli kasta ama shaqo kasta oo ku qoran arjiga waxa loo arki doonaa mid ka sarraysa kuwa hoos ku qoran oo, beddelka ahaan, waxaa laga yaabaa in laga tago madhan. Haddii shaqada iyo dakhliga lagu matalo arji, DTI waa inaan la xisaabin

Sidee ku ogaan kartaa haddii aad barnaamijkan hanti u-qalan karto?

Hoos waxaa ah hababka xisaabinta:
Amaahda gadashada, wadarta hantida la oggol yahay waa inay u dhigma qiimaha iibka iyo dhammaan kharashyada xidhitaanka.
Hanti >> Qiimaha iibka + dhammaan kharashyada xidhitaanka
Amaahda dib-u-maalgelinta, wadarta hantida la oggol yahay waa inay la mid tahay qaddarka amaahda oo dhan iyo kharashyada xidhitaanka.
Hanti >= Qadarka amaahda + kharashka xidhitaanka

Hoos ka eeg shuruudaha u-qalmitaanka, waxaad tixraaci kartaa hababka xisaabinta si aad u aragto haddii aad u qalmi karto marka hore ka hor inta aanad amaahin ka dalban amaah-bixiyeyaasha:

Dhacdada 1: Qiimaha iibka iyo kharashaadka xidhitaanka = $768,500. Hantida la heli karo = $700,000 (keyd) lagu daray $45,000 (50% IRA) = $748,000. Gaaban $20,500. Haddii deyn bixiyuhu yahay 59.5 ama ka weyn, hantida u qalma waxay noqon doontaa $700,000 + $54,000 (60% IRA) = $754,000 iyo gaaban $14,500.

Dhacdada 2: Qadarka amaahda iyo kharashyada xidhitaanka = $518,500. Hantida la heli karo = $370,000 (keyd) + $100,000 (50% IRA) = $470,000. Gaaban $48,500. Haddii 59.5 ama ka weyn yahay, hantida u qalanta = $370,000 + $120,000 (60% IRA) = $490,000 iyo gaaban $28,500.

Waa maxay hantida u banaan barnaamijkan?

Lacag caddaan ah, kaydka, curaarta iyo hantida dareeraha ah ee gaarka ah ( malaha hanti ) = 100%
Xisaabaadka hawlgabka = 50% haddii 59 ama ka yar tahay iyo 60% haddii ay ka weyn yihiin
Ma jiro lacag ganacsi

Waa maxay faa'iidooyinka?

Min. Kaydadka 6 bilood

Sawirada faahfaahinta alaabta:

Hagaha Alaabta La Xiriira:

In kasta oo amaah-bixiyeyaal badani ay xaddideen baaxaddooda, waxaan sii wadeynaa inaan ballaarinno joogitaankayaga gobollo kala duwan, annaga oo u adeegaya deymaha 45 gobol, oo ay ku jiraan qaar ka mid ah suuqyada ugu firfircoon sida California iyo Texas. Gaarsiintayada ballaaran waxay noo ogolaaneysaa inaan fahanno oo aan la qabsano nuucyada gobolka, hubinta in macaamiisheena ku nool gobolo kala duwan ay helaan taageero maxali ah iyadoo weli aan ka faa'iideysaneyno khibradeena dalka oo dhan. – AAA Lendings Non-QM Si fudud u Qalma Hantida ikhtiyaarka ah - ATR-In-Full - AAA Amaahda , Alaabta bixin doontaa si ay u dunida oo dhan, sida: Honduras, Luxemburg, Uruguay, Madaxweynaha iyo dhammaan xubnaha shirkadu waxay jeclaan lahaayeen in ay bixiyaan alaabta iyo adeegyada u qalma macaamiisha iyo si daacad ah u soo dhaweyn iyo iskaashi la dhammaan macaamiisha mustaqbalka dhalaalaya iyo shisheeye.

-AAA Amaahda

Waxaan nahay saaxiibo hore, tayada wax soo saarka shirkadu mar walba aad ayay u wanagsan tahay markan qiimuhu sidoo kale aad buu jaban yahay.
5 Xiddigaha

Waxaa qoray Nainesh Mehta oo ka socota Grenada - 2017.09.16 13:44

Jawaabta shaqaalaha adeegga macaamiishu waa mid aad u taxadar badan, tan ugu muhiimsan waa in tayada alaabadu ay aad u wanaagsan tahay, oo si taxadar leh loo baakadeeyay, si degdeg ah loo raro!
5 Xiddigaha

Waxaa qoray Maryan oo ka timid Houston - 2017.02.28 14:19