Xarunta Wax soo saarka

Dulmar

Keliya & Piggyback.
Amaahda Labaad Keliya ayaa la aqbali karaa.

* Hantida laga leeyahay waa in ay lahaataa amaahda koowaad

Nuxurka Barnaamijka

Mudada 15 Sano
Ikhtiyaarada muddada kale (5 sano, 10 jir, 20 jir, 30 jir).

1) Ma jiro Ciqaab Bixin Hordhac ah;
2) 1 Cutub & Ilaa 85% CLTV;
3) Min. FICO 680;
4) Max. Lacagta Amaahda $250,000;
5) Guriga Koowaad & Labaad waa u banaan yahay.

Tilmaamaha Daynta

(1) Haddii ay jiraan canshuur dakhliga federaalka ee aan la bixin ee la soo dhaafay, deyn-bixiyuhu waa inuu bixiyaa heshiis qayb-qaybin ah IRS, taariikhda lacag-bixinta oo muujinaysa ugu yaraan 1 lacag bixin ah, oo ay ku jiraan bixinta bilaha ah ee waajibaadka deynta amaahiyaha. Caddaynta bixinta canshuurta dakhliga ayaa loo baahan karaa si loo xaqiijiyo inaysan jirin canshuur la soo dhaafay.
(2) Rahaamad canshuureed waa in la bixiyaa goorta ama ka hor xiritaanka.
(3) Ma jiro dembi deyn deyn ah (0×30) 24-kii bilood ee la soo dhaafay.
(4) Wixii dul-qaadka amaahda ah ama heshiisyada dib-u-dhigista lacag-bixinta ee dhacay intii lagu jiray muddada COVID-19, dayn-qaadayaashu waa inay sameeyeen ugu yaraan 6 lacag-bixinno guri oo kala gaar ah oo isku xigta oo ugu yaraan 6 bilood ah iyo ugu yaraan 6 bilood waa inay dhammaatay tan iyo markii uu dhammaaday qabanqaabada dulqaadka/dirista.
(5) Amaahiyaha (-yaasha) waa inay ku jiraan dhammaan deynta amaahda guryaha.
(6) Ma jiraan wax xukunno ah, hanti la wareegis ah ama wax dambi ah 60kii bilood ee la soo dhaafay.
(7) Kuwa soo socda ayaa loo tixgaliyaa dambi daran, iyadoon loo eegin jawaab celinta AUS; deymaha leh profiles-yadaan xaq uma laha ilaa muddo 7 sano ah ay dhaafto tan iyo markii ay dhacday iyo credit dib ayaa loo aasaasay:
①Faalista
②La-wareegis / Deed ku saabsan Beddelka La-wareegidda
③Gabi gaaban ama Mushahar Gaaban
④ Wax ka beddelka amaahda, dulqaadka ama dib u dhigista (marka laga reebo COVID-19 la xiriira)

Tilmaamaha Guud

(1) Max. DTI 43%.
(2) Heerka u-qalmitaanka ayaa lagu qiimeeyaa heerka qoraalka bilowga ah.
(3) Hantida/Lacagta la xidhi karo/La kaydinayo waxay raacdaa shuruudaha rahmadda koowaad.
(4) Lahaanshaha laguma qaban karo magaca ammaano.
(5) POA-yada waa loo ogol yahay dhammaan noocyada wax kala iibsiga laakiin waa inay dabooshaan macaamil ganacsi rahmad 2aad haddii laga faa'iidaysto.
(6) Ijaarku uma qalmo.
(7) Ma Jiro Ganaax Lacag Bixin ah laakiin waxay u baahan tahay in wixii dayn ah la bixin karo ama la dhimo maamulaha in ka badan 20% hadhaaga ka dib 180 maalmood ee taariikhda maalgelinta.
(8) Deynta AAA ma samayn doonto HPML Ballons (APR> 15 Sano Go'an APOR +3.5%).