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Kaalmada Lacag-bixinta Hooseysa ee Dowladda (DPA)
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28/09/2023

Xogtii u dambaysay ee ka soo baxday Ururka Qaran ee Realtors (NAR) waxay muujinaysaa in iibsadayaasha guryaha markii ugu horeysay ay xisaabiyeen 28% wadarta iibka guryaha Maraykanka qeybtii hore ee sanadkan, ilaa 27% isla muddadaas sannadkii hore.Laga bilaabo 2021 ilaa 2022, da'da dhexdhexaadka ah ee iibsadayaasha guryaha markii ugu horeysay waxay ka kici doontaa 33 ilaa 36. Caqabadda ugu weyn ee iibsadayaasha guriga markii ugu horeysay waxay la kulmaan halka ay ka helayaan lacag-bixinta gurigooda ugu horreeya.Dawladda California waxay muddo dheer u soo bandhigtay barnaamijyo gargaar lacag-bixineed oo loogu talagalay iibsadayaasha guryaha markii ugu horreysay.Halkan, waxaanu ku ururinay liisKaalmada Lacag-bixinta ee Dawladdabarnaamijyada ay bixiyaan degmooyinka California.Waxaa laga yaabaa inuu mid kuu jiro!Aan aragno midka aad u baahan tahay!

Degmada Santa Clara $250,000 Kaalmada Lacag-bixinta Hoose

Empower Homebuyers waa barnaamijka amaahda kaalmada hoose ee degmada Santa Clara ee loogu talagalay iibsadayaasha guryaha markii ugu horeysay.Barnaamijkani waxa uu bixiyaa gargaar ilaa $250,000 (aan ka badnayn 30% qiimaha iibka)!
0% dulsaarka qaybta kaalmada iyo lacag-bixin la'aan bishii!Waxa kaliya ee loo baahan yahay in dib loo bixiyo marka daynta bislaato, hantida la iibiyo, ama aad dib u maalgeliso.Waxaad u baahan doontaa inaad dib u bixiso qadarka kaalmada iyo xoogaa korodhka qiimaha gurigaaga.
La wadaag Mahadnaq: Markaad iibiso gurigaaga, waxaad u baahan tahay inaad qayb ka mid ah mahadnaqa la wadaagto Santa Clara County.Waxa jira fur tobanka sano ee ugu horeeya xilliga amaahda mana jiro wax dabool ah toban sano ka dib.Qoondaynta qiimayntu waxay ku xidhan tahay saamiga inta ay le'eg tahay kaalmada iyo qiimaha iibka guriga.
* Haddii loo maleeyo in deyn-bixiyuhu uu ku iibsado guri $600,000 oo uu isticmaalo 20% ($120,000) kaalmada hoos-u-dhigga ah, haddii gurigu ku iibiyo $800,000, dayn-bixiyuhu waxa uu ku yeelanayaa $120,000 ( qaddarka deynta asalka ah) oo lagu daray $40,000 (ie 20% of the $20) , Wadarta $160,000.

Lacag-bixinta ugu yar ee deyn-bixiyeyaasha waa 3%
Ma jiro xadka ugu badan ee qiimaha
Wadarta dakhliga qoyska ee sanadlaha ah waa in aanu ka badnayn 120% dakhliga dhexe ee Degmada Santa Clara.

Los Angeles $85,000 Kaalmada Lacag-bixinta Hoose

Maamulka Horumarinta Degmada Los Angeles (LACDA) ayaa bilaabay barnaamijka BARNAAMIJKA LAHAANSHAHA GURIGA, kaas oo bixiya kaalmada hoos u dhigista ilaa $85,000 ama 20% qiimaha guriga ( midkasta oo ka hooseeya), 0% dulsaar, iyo wax lacag bixin ah bishii!
Kaliya waa inaad dib u soo celisaa qaybta kaalmada marka guriga la iibiyo ama marka lahaanshaha gurigu isbedelo.Haddii guriga la iibiyo 5 sano gudahood, 20% ee korodhka qiimaha guriga waxa loo baahan yahay in lagu celiyo LACDA;Haddii guriga la iibiyo 5 sano ka dib, kaliya qadarka kaalmada ayaa la bixiyaa.
Codsadayaashu waa inay bixiyaan lacag-bixin hoose ugu yaraan 1% (marka laga reebo khidmadaha) iyo ugu badnaan bixinta hoose ee $150,000.
Qiimaha ugu badan ee lagu gadan karo guriga waa $700,000.
Wadarta dakhliga qoyska waa in aanu dhaafin 80% dakhliga dhexe ee Los Angeles.

San Diego 17% Kaalmada Lacag-bixinta Hoose

Barnaamijka caawimada degmada San Diego waxa uu bixiyaa kaalmada hoos u dhigista ilaa 17 boqolkiiba qiimaha la qiimeeyay ama qiimaha guriga, hadba kan hoose.

Dulsaarka qaybta mucaawinada waa 3% mudaduna waa 30 sano.Wax dib u bixin ah looma baahna muddo 30 sano ah.Dib-u-bixinta waxa loo baahan yahay oo keliya marka hantida la iibiyo, la wareejiyo, la kiraysto ama dayntu qaan gaadho.
Lacag-bixinta ugu yar ee deyn-bixiyuhu, marka laga reebo qaybta kaalmada, waa 3%;Wadarta lacag-bixinta hoos-u-dhigga kama badan karto 25% qiimaha guriga.
Wadarta dakhliga qoyska waa in aanu ka badnayn 120% ee dakhliga dhexe ee San Diego:

Bayaan: Maqaalkan waxaa tafatiray AAA LENDINGS;Qaar ka mid ah muuqaallada ayaa laga soo qaaday internetka, booska goobta lama matalo oo dib looma daabici karo fasax la'aan.Waxaa jira khataro suuqa ku jira, maalgashiguna waa inuu taxaddaraa.Maqaalkani kama dhigna talada maalgashiga shakhsi ahaaneed, mana tixgalinayo ujeedooyinka maalgashiga gaarka ah, xaaladda maaliyadeed ama baahida isticmaalayaasha shakhsi ahaaneed.Isticmaalayaashu waa inay tixgeliyaan haddii ra'yi kasta, fikrado ama gabagabada halkan ku jira ay ku habboon yihiin xaaladdooda gaarka ah.Maalgashiga si waafaqsan khatartaada.


Waqtiga post: Seb-28-2023