Erayada furaha: DTI;Saamiga
Saamiga deynta-to-income (DTI) waa cabbir maaliyadeed shaqsiyeed oo isbarbar dhigaya bixinta deynta shaqsiga bishii iyo dakhligiisa guud ee bishii.Dakhligaaga guud waa mushaharkaaga ka hor inta aan cashuurta iyo wax-ka-gooyada kale laga jarin.Saamiga deynta-ilaa- dakhliga waa boqolleyda dakhligaaga guud ee bisha ee u baxa bixinta deyntaada billaha ah.
DTI=Isugeynta Bixinta Daymaha Bisha/Dakhliga Guud ee Bisha
Haddii aad rabto inaad codsato amaah amaah ah, DTI-gaagu waa inuu ka hooseeyaa 50% ama ka hooseeya.Waa kan tusaale muujinaya sida loo xisaabiyo DTI-gaaga:
Biilasha bisha iyo dakhliga John waa sida soo socota waxaanan xisaabin karnaa DTI -40%.
| Biilasha iyo dakhliga | Qadarka | Wadarta | DTI |
| Amaahda | $1500 | $2720 | 2720/6800=40% |
| Canshuurta Guryaha | $480 | ||
| Caymiska mulkiilaha guriga | $80 | ||
| Kiraynta baabuurta | $340 | ||
| Kaarka deynta | $320 | ||
| Dakhliga Guud | $6800 | $6800 |
Waqtiga boostada: Jan-20-2022