- Amaahda AAA HELOC - AAA Faahfaahinta Amaahda:

Dulmar
Keliya & Piggyback.
Barnaamijka HELOC waa Khadka Sinaanta Guriga.
Tusmada + Margin. Muddada 30 Sano, 10 Sano I/O Muddada barbaradka oo ay ku xigto 20 Sano Amortization.
* Tusmada: Heerka amaahda amaahda ee Prime ayaa la sabbaysay suuqa.
Margin: Iyadoo ku xiran xaaladaha amaahda, Margin Min. 1%, go'an.
Heerka ugu sarreeya ee cimriga: 18%.
Dabaqa Qiimaha Nolosha: 2.5%.
Nuxurka Barnaamijka
1) Ma jiro Ciqaab Bixin Hordhac ah;
2) Wax Kharash Sannadeedka ah ma jiro;
3) Guriga Koowaad & Labaad waa u banaan yahay;
4) 1 Cutub & Ilaa 85% HCLTV;
5) Max. Lacagta Amaahda $350,000;
6) Min. FICO 680.
Tilmaamaha Guud
(1) Heerka Xusuusin + 2% P&I in ka badan 30 sano oo amortization sida heerka u-qalmitaanka.
(2) Hantida/Lacagta la xidhi doono/La kaydinayo:
★Piggybacks: raac shuruudaha ugu horreeya ee been-abuurka.
★Sida kali ah: looma baahna xaqiijin hanti haddii dayn-bixiyuhu uu helayo lacag caddaan ah (haddii kale bixi ugu yaraan hal bil bayaan hanti dareere ah oo muujinaysa lacag ku filan oo la xidhi karo).
(3) Qiimaynta/Qiimaha Hantida:
★Piggybacks: raac tilmaamaha FNMA/FHLMC.
①AVM iyo warbixinta xaalada hantida ugu yar ee bannaanka (ay ku jiraan sawiro) oo ku taariikhaysan 120 maalmood gudahooda ee taariikhda qoraalka.
②Qiimeyn (waxay noqon kartaa miiska, kormeerka dibadda iyo/ama kormeerka gudaha) oo uu dhammaystiray qiimeeye shati/goboleed shati haysta oo ku taariikhaysan hal sano gudaheed taariikhda qoraalka.
★Kaligaa:
1) Warbixinta xaalada hantida AVM iyo dibadda (oo ay ku jiraan sawiro).
2) Qiimaynta (waxay noqon kartaa miiska, kormeerka dibadda iyo/ama kormeerka gudaha) oo uu dhamaystiray qiimeeye shati/goboleed shati haysta oo ku taariikhaysan hal sano gudaheed taariikhda qoraalka.
★ Xadka deynta> $250,000, FNMA 1004 oo buuxa ama FHLMC 70 oo leh kormeer gudaha iyo dibadda ah oo ay ku jiraan sawirro midab ayaa loo baahan yahay.
(4) Lahaanshaha laguma qaban karo magaca ammaano.
(5) POA-yada waa loo ogol yahay dhammaan noocyada wax kala iibsiga laakiin waa inay dabooshaan macaamil ganacsi rahmad 2aad haddii laga faa'iidaysto.
(6) Amaahdu waa inay ku jirtaa booska labaad ee daynta.
(7) Wax Kharash Sannadeedka ah ma jiro.
(8) Ijaarku uma qalmo.
(9) Lacag-bixinta waxay ku egtahay 15-keeda bil kasta.
(10) 5% khidmad daahitaan ayaa la qiimeyn doonaa taariikhda bixinta
(11) Inta ugu badan ee nolosha. Heerka: 18% ama ugu badnaan gobolka iyo Dabaqa Heerka Cimriga 2.5%.
(12) Ma jiro Ganaax Lacag Bixin ah.
Sawirada faahfaahinta alaabta:
Hagaha Alaabta La Xiriira:
Waxaan fahamsanahay in deyn-bixintu aysan ahayn kaliya macaamil maaliyadeed balse go'aan nololeed oo muhiim ah. Diiradayada aan saarno xudunta macmiilka waxay la macno tahay in aynaan tixgelin tirooyinka; Waxaan tixgelineynaa sheekadaada gaarka ah, hamigaaga, iyo yoolalka maaliyadeed. Khabiiradayada amaahda guryaha ayaa wakhti ku qaadata si ay u fahmaan safarkaaga shakhsi ahaaneed, iyaga oo hubinaya in aad hesho xal amaah ah oo ku habboon aragtidaada mustaqbalka. – AAA Lendings HELOC – AAA Amaahda , Alaabta ayaa siin doonta adduunka oo dhan, sida: Kanada, Casablanca, Czech, Waxaan nahay lammaanahaaga lagu kalsoonaan karo ee suuqyada caalamiga ah oo leh alaabta tayada ugu fiican. Faa'iidooyinkayadu waa hal-abuurnimo, dabacsanaan iyo isku hallayn oo la dhisay labaatankii sano ee la soo dhaafay. Waxaan diirada saareynaa bixinta adeega macaamiisheena oo ah shay muhiim ah oo lagu xoojinayo xiriirkeena mudada fog. Helitaankayaga joogtada ah ee alaabooyinka heerkoodu sareeyo oo ay weheliso iibkayaga ka horreeya iibka iyo adeeggayaga iibka ka dib ayaa hubiya tartan adag oo suuqa caalamiga ah ee sii kordhaya.
By Dolores oo ka socda Thailand - 2018.12.25 12:43 Jawaabta shaqaalaha adeegga macaamiishu waa mid aad u taxadar badan, tan ugu muhiimsan waa in tayada alaabadu ay aad u wanaagsan tahay, oo si taxadar leh loo baakadeeyay, si degdeg ah loo raro!
Waxaa qoray Jamie oo ka socda Sri Lanka - 2017.06.22 12:49 






