12/04/2023

Ka dib markii la muujiyo xiisaha 0% ee barnaamijka HOPKaalmada Lacag-bixinta Hoose (DPA)Degmada LA, aad ayaan ugu faraxsanahay inaan soo bandhigno barnaamijka Empower Homebuyers SCC, anagoo bixinayna faa'iidooyin la mid ah Degmada Santa Clara.

Xooji iibsadaha Guriga SCC: In ka badan Amaah kaliya

Gundhiggeeda, Empower Homebuyers SCC Program waa wax ka badan amaah;waa go'aan lagu kobcinayo kobaca bulshada iyo awoodsiinta qoysaska inay xididada ku beeraan muuqaalka kobcaya ee Degmada Santa Clara.Waa kuwan shuruudaha barnaamijka:

1) Qadarka kaalmada: Barnaamijku wuxuu bixin doonaa lacagta ugu badan ee deynta ah $250,000, ilaa 30% qiimaha iibka.Taageeradan dhaqaale ee la taaban karo waxay wax ka beddeshay safarkaaga iibka guriga, gaar ahaan iyada oo aan wax kharash ah ku lahayn qiimaha iibka.Cirku waa xadkaaga muuqaalka guryaha ee kobcaya ee Degmada Santa Clara.

2) Shuruudaha rahmadda koowaad: Amaahda amaahda guryaha waa inay ahaataa 30-sano oo go'an.Barnaamijkani waxa uu keenayaa saadaalin iyo xasilooni qorshahaaga maaliyadeed.Aragtida hore waxay hubinaysaa in safarkaaga ku wajahan lahaanshaha guri uu yahay mid sugan sida uu hamiga u leeyahay.

3) Mahadnaq la Wadaago: Marka aad isticmaasho Empower Homebuyers SCC, dib u bixintaada waxay ku xidhan tahay sinnaanta laga helay gurigaaga qaab saami ah, oo si toos ah u dhiganta boqolkiiba deyntaada.Tusaale ahaan, haddii amaahda Empower ay ku xisaabtanto 20% qiimaha iibka asalka ah ee gurigaaga, qaybtaada qiimayntu waxay sidoo kale noqon doontaa 20%.Kobaca sinnaanta ee soo hadhay ayaa ah adiga oo dhan.Aan ku kala jebinno tan dhacdo wax ku ool ah: Ka soo qaad inaad guri ku iibsatay $700,000, adigoo ka faa'iidaysanayna barnaamijka Awood-siinta si uu u daboolo 20% lacagtan, oo ah $140,000.Ka dib, haddii aad ku iibiso gurigan $800,000, dib-u-bixintaada waxa ku jiri doona qaddarka daynta bilowga ah ee $140,000 oo lagu daray 20% qiimaha guriga la kordhiyey, taas oo ah $20,000 (20% ee qaddarinta $100,000).Sidaa darteed, wadarta lacagta dib loo bixinayo waxay noqonaysaa $160,000.
Qiimayntan waxa ay ku egtahay tobanka sano ee ugu horeeya, iyada oo hubinaysa in sanadaha hore ee lahaanshaha gurigu ay yihiin kuwo dhaqaale ahaan raaxo leh.Ka dib calaamadda tobanka sano, koofiyadda qaddarinta ayaa kor loo qaaday, taasoo siinaysa milkiilayaasha guri dabacsanaan kordhay.

U-qalmitaanka Awood-iibsadayaasha Guryaha SCC - Fududnaanta sida ugu fiican

1) U-qalmitaanka: U furan kuwa ku nool ama ka shaqeeya Degmada Santa Clara iyo iibsadayaasha marka ugu horraysa ee iibsanaya degaanka aasaasiga ah ee degmada.

2) Lacag-bixinta ugu yar: Ku bilow safarkaaga lahaanshaha guri kaliya 3% lacag-bixin.

3) Shuruudaha Waxbarasho: Fasalka Waxbarasho Guri Iibiyaha ah oo 8-saac ah HUD ay xaqiijisay oo ka yimid hay'ad loo qoondeeyay hub codsadayaasha leh aqoonta lagama maarmaanka ah, hubinta inaysan ahayn mulkiilayaal guri laakiin sidoo kale kuwa si wanaagsan wax u bartay.

4) Xadka Dakhliga: Isku darka dakhliga guud ee qoyska, iyada oo la tixgalinayo dhammaan xubnaha qaangaarka ah, waa in ay ka hooseeyaan 120% ee Dakhliga Dhexdhexaadka ah ee Aagga.Tani waxay hubinaysaa in barnaamijku uu ahaado mid la heli karo bulsho ballaadhan.
* Xadka Dakhliga Qoyska ee ugu badan ee cabbirka qoyska

Cabbirka Qoyska	1	2	3	4	5	6	7	8
Xadka Dakhliga	$152,300	$174,050	$195,800	$217,550	$234,950	$252,350	$269,750	$287,150

 

Waddada aad ku gaadhayso lahaanshaha guri ee Degmada Santa Clara
Empower Homebuyers SCC ma aha oo kaliya dariiqa lahaanshaha guri;waa go'aan lagu kobcinayo riyooyinka iyo dhisida bulshooyin firfircoon.Waa fursad gaar ah oo loogu talagalay aqoonyahannada da'da yar, qoysaska soo koraya, iyo qof kasta oo rajaynaya inuu qayb ka noqdo mustaqbalka firfircoon ee Degmada Santa Clara.Isku darka amaahda dulsaarka eber, kaalmo maaliyadeed oo la taaban karo, iyo hab bulshada diirada saaraya, barnaamijkani waxa uu marag u yahay sida Degmada Santa Clara ay uga go'an tahay samaha iyo barwaaqada dadka deggan.

Qaado Leap with Empower Homebuyers SCC
Qaado fursadan gaarka ah si aad u sugo mustaqbalkaaga mid ka mid ah degmooyinka California ee ugu firfircoon.Iyada oo la adeegsanayo Empower Homebuyers SCC, gal safar ay ka buuxaan ballanqaad iyo karti.Gurigaaga riyada ee Degmada Santa Clara ma aha oo kaliya suurtagal - waa gacantaada.Aan u rogno riyooyinkaaga lahaanshaha guri xaqiiqo nool oo horumarsan.Ku soo dhawoow gurigaaga cusub ee Degmada Santa Clara!

Video:Home-iibsadayaasha Barnaamijka SCC-Riyadaada u beddel Xaqiiqda Degmada Santa Clara

Bayaan: Maqaalkan waxaa tafatiray AAA LENDINGS;Qaar ka mid ah muuqaallada ayaa laga soo qaaday internetka, booska goobta lama matalo oo dib looma daabici karo fasax la'aan.Waxaa jira khataro suuqa ku jira, maalgashiguna waa inuu taxaddaraa.Maqaalkani kama dhigna talada maalgashiga shakhsi ahaaneed, mana tixgalinayo ujeedooyinka maalgashiga gaarka ah, xaaladda maaliyadeed ama baahida isticmaalayaasha shakhsi ahaaneed.Isticmaalayaashu waa inay tixgeliyaan haddii ra'yi kasta, fikrado ama gabagabada halkan ku jira ay ku habboon yihiin xaaladdooda gaarka ah.Maalgashiga si waafaqsan khatartaada.