Warka Amaahda

Heerarka amaahda guryaha ayaa kor u kacay tan iyo markii kaydka federaalku uu bilaabay in uu kor u kaco sicirka bilawga sanadka, isaga oo u boodaya heerarkooda ugu sarreeya ku dhawaad ​​​​saddex sano xitaa ka hor inta aan lagu dhawaaqin qiimaha korodhka.

Khamiista, Freddie Mac wuxuu siidaayay 30-kii sano ee ugu dambeeyay heerka amaahda guryaha 4.67%, oo ah mid cusub tan iyo Disembar 2018.

Bilowgii sanadkan, tiradani waxa ay ku hadhay 3.22%.Taas macneheedu waxa weeye qiimaha daynku waxay kor u kaceen 145 dhibcood rubucii oo dhan waxayna gaadheen ku dhawaad ​​5% markii ugu horaysay afartii sano ee la soo dhaafay.

Ilaa hadda, Kaydka Federaalka ayaa dhab ahaantii kor u qaaday heerka ribada hal mar, taas oo u dhiganta lix jeer oo kor u kaca heerka dulsaarka oo lagu xisaabiyo 25 dhibcood hal mar.

Saamaynta sicir-bararka sarreeya, Fed wuxuu qorsheynayaa inuu kor u qaado qiimaha shir kasta inta lagu jiro sanadkan, halka dariiqa qallafsan ee kor u kaca qiimaha iyo kor u kaca heerarka amaahda ay ku dhowdahay asaaga.

Marka aad la kulanto kor u kaca sicirka daynta ee laga yaabo inay sii socoto, qaar badan oo idinka mid ah oo codsanaya amaahda amaahda ayaa laga yaabaa inay bilaabaan inay sugaan ama filanayaan inay hoos u dhacaan ilaa heerka dulsaarka uu ku dhaco heerka hoose ee meerto.

Dhab ahaantii, iyadoo wadarta codsiyada amaahda guryaha ay hoos u dhaceen 60% marka la barbar dhigo sanad ka hor, sida uu qabo Ururka Bangiyada Amaahda.

Sida bangiyada waaweyni ay ula socdaan isbeddelka sicirrada kor u kaca, noocyo kala duwan oo alaabooyin amaah ah oo ka yimid AAA Lendings ayaa dadka ka dhigaya inay joojiyaan daawashada oo ay qaataan.

Codsiyada amaahda ayaa kor u kacaya iyadoo heerka dulsaarka uu kor u kacayo isbeddelka

Suuqa halkaas oo bangiyada waaweyn ay sii wadaan inay kor u kacaan ku dhawaad ​​​​2-maalin wareegyo, taxanaha R100 ee alaabada amaahda ee ay qadeeyaan AAA Lendings ma raacin mowjadaha dulsaarka dulsaarka laakiin waxay xitaa ku rogeen isbeddelka heerka dulsaarka hoose.

Laga bilaabo maanta, heerka dulsaarka AAA Amaahda ayaa weli ah heer hoose oo ah 4.250%.Marka loo eego tirakoobka AAA Lendings', tirada codsiyada taxanaha R-100 ee alaabada ayaa aad kor ugu kacday sanadkan gudihiisa

Waxaa laga yaabaa inaad la yaabto "yaa u qalma inuu codsadoR100 alaab?"

Shaqaale

Hadii aad tahaydeyn-qaadayaashaaad tahay muwaadin Maraykan ah, haysta kaarka cagaaran ama kaarka shaqada, ama aajnabi, waxaad dooran kartaa alaabta WVOE.Waa kuwan qaar ka mid ah faa'iidooyinka:

n Looma baahna sanduuq lacag-bixineed/W-2/cashuur celin.

n Lacagta hadiyadda waa la oggol yahay.

n Ajnabi waa la ogolyahay.

n 12 bilood oo kayd ah oo lagu xisaabiyay PI (Ma aha PITIA deyn bixiye kale ayaa loo baahan yahay).

n Qadarka amaahda ilaa $2.5M.

n Lacag-bixinta hoose oo ka hooseeya 30%.

n Min FICO 680.

Siska shaqaysta

Hadii aad tahaydeyn-qaadayaashaaad tahay muwaadin Maraykan ah, haysta kaarka cagaaran ama kaarka aqoonsiga, ama ajnabiqaran, waxaad dooran kartaa badeecada P & L ee Is-diyaarisay:

n Looma baahna saxeex CPA.

n Ajnabi waa la ogolyahay.

n Qadarka amaahda ilaa $10M.

n 12 bilood oo kayd ah oo lagu xisaabiyay PI (Ma aha PITIA deyn bixiye kale ayaa loo baahan yahay).

n Wax canshuur celin ah looma baahna iyo maalgelin hadiyadeed waa la oggol yahay.

n Lacag-bixinta hoose oo ka hooseeya 30%.

n Min FICO 680.

Waxay u muuqataa in isbeddelka sicirka dulsaarka kor u kaca uusan joogsan doonin waqtigaas iyo heerka dulsaarka hooseeya ee taxanaha R100 wuxuu noqon karaa "Waqtiga -xadidan”.Ha lumin fursada ugu fiican ee aad ku raaci karto AAA Lendings!